Branch County property record for 403 Block Rd, Coldwater, MI 49036 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Modular |
| Year Built | Built 2004 |
| Square Footage | 1,352 sqft Living Area |
| Lot Size | 207,781 sqft (4.77 acres) |
| Occupancy | Owner Occupied |
Source: Branch County records · APN 100-024-200-035-05
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 403 BLOCK RD, COLDWATER, MI 49036-9733 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 10, 2021 | Deed of Trust, Mortgage · Line of Credit CENTURY BANK & TRUST |
| Feb 19, 2019 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) CENTURY BANK & TRUST |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 06, 2002 |
| Deed Sale | Aug 06, 2002 |
| Prior Sale | Apr 20, 2001 |
| Deed Book / Page | 904 / 385 |
| Last Transfer Date | Nov 09, 2010 |
| Transfer Doc | 201007234 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 403 BLOCK RD, COLDWATER, MI 49036-9733 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 403 BLOCK RD, COLDWATER, MI 49036-9733 |
| Document Number | 202108458 |
|---|---|
| Date | Nov 10, 2021 |
| Instrument | 2021-08458 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COLDWATER, MI 49036 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 133 Months |
| Due | Dec 01, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 403 BLOCK RD, COLDWATER, MI 49036-9733 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201900840 |
|---|---|
| Date | Feb 19, 2019 |
| Instrument | 2019-00840 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COLDWATER, MI 49036 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Mar 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6.25% |
| Index | 1-Year CMT |
| Max Rate | 11.2% |
Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Bethel Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $141,100 (+29.93%) | $282,200 (+29.93%) | |
| 2025 | $108,600 | $217,200 | |
| 2024 | $2,555.00 |
Source: FEMA National Flood Hazard Layer, Branch County (26023C), updated April 19, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 100-024-200-035-05 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,352 sqft Living Area |
| 1st Floor | 1,352 sqft 1st Floor |
| Basement Area | 1,352 sqft Basement |
| Unfinished Basement | 1,352 sqft Unfinished |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Modular Style |
| Lot Area | 207,781 sqft (4.77 acres) |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 403 BLOCK RD |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-9733 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | COM AT N 1/4 COR TH S 89 DEG 28 MIN 18 SEC E 165 FT TO BETH CONT S 89DEG 28 MIN 11 SEC E 650 FT TH S 00 DEG 07 MIN 18 SEC E |
| Legal Range | 07W |
| Legal Township | 07S |
| Legal Section | 24 |
| Jurisdiction | BRANCH MI |
| Minor Civil Division | BETHEL |
| Census Blockgroup | 1 |
| Census Block | 1066 |
| Census Tract | 951100 |
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