403 Bittersweet Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 403 Bittersweet Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,955 sqft · built 1965
Lot Size	0.212 acres (9,240 sqft)
Owner	Company Name on Record
Last Sale	$60,000 (Dec 2018)
Tax Bill	$2,936 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`205770A000`

Property Details

APN / Parcel Number

Primary APN	`205770A000`
Alternative APN	`2-050A-4953-00-0059.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,955 sqft Living Area
Gross Area	2,076 sqft
1st Floor Area	1,266 sqft
Basement Area	810 sqft
Finished Basement	689 sqft
Unfinished Basement	121 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,240 sqft (0.212 acres)
Lot Dimensions	120 ft deep x 77 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	104 sqft
Deck Area	Deck Area
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	205770A000
Street Address	403 BITTERSWEET DR
City	O FALLON
State	MO
Zip	63366-1622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	FLAIR FOREST #2 LOT 59
Legal Subdivision	FLAIR FOREST #2
Legal Lot Number	59
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	4
Census Block	4002
Census Tract	311802

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	11908 HOOD LANDING RD, JACKSONVILLE, FL 32258-2029
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Apr 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Dec 21, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2018 · Amount on Record
Deed Sale	Dec 21, 2018 · Amount on Record
Deed Document Number	2018712320
Deed Book / Page	7017 / 1782
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	403 BITTERSWEET DR, O FALLON, MO 63366-1622
Transaction Type	Mortgage
Record Updated	Sep 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050587
Date	Sep 14, 2022
Instrument	2022R-050587

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	May 1, 2052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	403 BITTERSWEET DR, O FALLON, MO 63366-1622
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11908 HOOD LANDING RD, JACKSONVILLE, FL 32258-2029

Mortgage

Document Number	0000021032
Date	Apr 12, 2022
Instrument	2022R-021032

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 21, 2018
Property Address	403 BITTERSWEET DR, O FALLON, MO 63366-1622
Document Number	0070171782
Book / Page	007017 / 001782
Instrument Date	Dec 21, 2018
Instrument	712320
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11908 HOOD LANDING RD JACKSONVILLE FL 322582029, JACKSONVILLE, FL 32258-2029

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,530 (-)	$239,632 (-) Land $50,000 Building $189,632
2025	$2,936.00 (+7.08%)	$45,530 (+10.36%)	$239,632 (+10.36%) Land $50,000 Building $189,632
2024	$2,742.00
2023		$41,257
2022			$217,140 Land $40,000 Building $177,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

Nearby Properties on Bittersweet Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures