Harris County property record for 403 Biscayne Blvd, El Lago, TX 77586
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,178 sqft · built 1966 |
| Lot Size | 0.23 acres (10,034 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $295,792 (Nov 2020) |
| Tax Bill | $6,696 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Nov 2020 Mortgage + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 095-446-000-0008 |
| Primary APN | 095-446-000-0008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,178 sqft Living Area |
| 1st Floor Area | 1,685 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 10,034 sqft (0.23 acres) |
| View / Lot | Flood Plain |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Concrete/Masonry Porch |
|---|---|
| Porch Area | 42 sqft |
| Deck Area | Deck Area |
| Patio Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0954460000008 |
|---|---|
| Street Address | 403 BISCAYNE BLVD |
| City | EL LAGO |
| State | TX |
| Zip | 77586-6111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 8 BLK 4 EL LAGO SEC 3 |
| Legal Subdivision | EL LAGO SEC 3 |
| Legal Block | 4 |
| Legal Lot Number | 8 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | SOUTHEAST HARRIS |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 341501 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 403 BISCAYNE BLVD, EL LAGO, TX 77586-6111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2020 | Warranty Deed, Transfer PLAZA HM MTG |
| Nov 4, 2020 | Vendor's Lien, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC |
| Mar 29, 2019 | Warranty Deed, Transfer JG WENTWORTH HM LNDG |
| Jan 1, 2019 | Loan Modification, Mortgage LTV FNDG LLC |
| Apr 9, 2018 | Warranty Deed, Transfer SUPERIOR ABSTRACT AND TITLE COMPANY |
| Apr 10, 2018 | Grant Deed, Construction Loan · Line of Credit LTV FUNDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 2020 · Amount on Record |
| Deed Sale | Nov 4, 2020 · Amount on Record |
| Prior Sale | Mar 29, 2019 · Amount on Record |
| Deed Document Number | 2020538137 |
| Prior Transfer Date | Mar 26, 2019 |
| Prior Transfer Doc | 0000124094 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Nov 4, 2020 |
| Property Address | 403 BISCAYNE BLVD, EL LAGO, TX 77586-6111 |
| Document Number | 0000538137 |
| Instrument Date | Nov 2, 2020 |
| Instrument | 538137 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2020 |
| Title Company | TEXAS AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 BISCAYNE BLVD EL LAGO TX 775866111, EL LAGO, TX 77586-6111 |
| Document Number | 538138 |
|---|---|
| Date | Nov 4, 2020 |
| Instrument | 538138 |
| Name | PLAZA HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92121 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 3, 2050 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Nov 4, 2020 |
| Property Address | 403 BISCAYNE BLVD, EL LAGO, TX 77586-6111 |
| Document Number | 2020538137 |
| Map Reference | VOL 92 PG 66 |
| Instrument Date | Nov 2, 2020 |
| Instrument | 2020-538137 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2021 |
| Title Company | TEXAS AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 BISCAYNE BLVD, EL LAGO, TX 77586-6111 |
| Document Number | 2020538138 |
|---|---|
| Date | Nov 4, 2020 |
| Instrument | 2020-538138 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Mar 29, 2019 |
| Property Address | 403 BISCAYNE BLVD, EL LAGO, TX 77586-6111 |
| Document Number | 0000124094 |
| Instrument Date | Mar 26, 2019 |
| Instrument | 124094 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 403 BISCAYNE BLVD EL LAGO TX 775866111, EL LAGO, TX 77586-6111 |
| Document Number | 124095 |
|---|---|
| Date | Mar 29, 2019 |
| Instrument | 124095 |
| Name | JG WENTWORTH HM LNDG |
|---|---|
| Address | WOODBRIDGE, VA 22192 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 28, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 403 BISCAYNE BLVD, EL LAGO, TX 77586-6111 |
| Document Number | 0000073085 |
| Instrument Date | Jan 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2019 |
| Name | Verified Name |
|---|---|
| Address | 403 BISCAYNE BLVD EL LAGO TX 775866111, EL LAGO, TX 77586-6111 |
| Document Number | 0000073085 |
|---|---|
| Date | Feb 25, 2019 |
| Instrument | 73085 |
| Name | LTV FNDG LLC |
|---|---|
| Address | 1795 NORTHWEST HWY, GARLAND, TX 75041-5234 |
| Amount | Amount Recorded |
|---|
| Rate | 12% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Apr 9, 2018 |
| Property Address | 403 BISCAYNE BLVD, EL LAGO, TX 77586-6111 |
| Document Number | 0000148321 |
| Instrument Date | Apr 5, 2018 |
| Instrument | 148321 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2018 |
| Title Company | SUPERIOR ABSTRACT AND TITLE COMPANY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2525 N LOOP W #100 HOUSTON TX 770081024, 100, HOUSTON, TX 77008-1024 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Apr 10, 2018 |
| Property Address | 403 BISCAYNE BLVD, EL LAGO, TX 77586-6111 |
| Document Number | 0000151006 |
| Instrument Date | Apr 5, 2018 |
| Instrument | 151006 |
| Transaction Type | Construction Loan |
| Record Updated | May 1, 2018 |
| Title Company | SUPERIOR ABSTRACT AND TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3409 REAGAN DR FORT WORTH TX 761166433, FORT WORTH, TX 76116-6433 |
| Document Number | 151007 |
|---|---|
| Date | Apr 10, 2018 |
| Instrument | 151007 |
| Name | LTV FUNDING LLC |
|---|---|
| Address | GARLAND, TX 75041 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | El Lago City |
| Unified School District | Clear Creek Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $337,162 (-9.61%) Land $83,763 Building $253,399 | $337,162 (-9.61%) Land $83,763 Building $253,399 | |
| 2025 | $6,696.00 (+0.98%) Homeowner's exemption | $373,017 (-6.38%) Land $83,763 Building $289,254 | $373,017 (-6.38%) Land $83,763 Building $289,254 |
| 2024 | $6,631.00 (+51.15%) | ||
| 2023 | $398,425 Land $83,763 Building $314,662 | $398,425 Land $83,763 Building $314,662 | |
| 2022 | $4,387.00 (+10.98%) | ||
| 2020 | $3,953.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 14.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 300 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 300 in force |
| Nearby Flood Claims | 117 (1979–2019) |
| Claims Outside the SFHA | 61 of 117 |
| Most Recent Claim | Jun 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY WCID 50 EL LAGO serves 3,924 people · EPA ID TX1010241 |
|---|---|
| Water Source | Purchased surface water from CITY OF SEABROOK |
| Last State Inspection | Mar 2023 |
| Lead | 15 ppb (2026) action level 15 ppb |
| Copper | 1.7 mg/L (2026) action level 1.3 mg/L |
| Water Quality | Di(2-ethylhexyl) phthalate resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Rural Telecommunications of America Fixed Wireless | 300 / 150 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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