403 Big Br Rd, Brevard, NC 28712 Property Records

Transylvania County property record for 403 Big Br Rd, Brevard, NC 28712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,024 sqft · built 2018
Lot Size	4.77 acres (207,781 sqft)
Owner	2 Trust Names on File
Last Sale	$35,000 (Apr 2017)
Tax Bill	$4,239 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8582-71-0965-000`

Property Details

APN / Parcel Number

Primary APN	`8582-71-0965-000`
Alternative APN	`70456470`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,024 sqft Heated Area
Flooring	Hardwood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	207,781 sqft (4.77 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	70456470
Street Address	403 BIG BRANCH RD
City	BREVARD
State	NC
Zip	28712-0436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S II L 15B BIG BRANCH RD 4.77
Legal Subdivision	BIG HILL
Jurisdiction	TRANSYLVANIA NC
Township / Civil Division	EASTATOE
Census Block Group	1
Census Block	1047
Census Tract	960403

Owner

403 Big Br Rd is owner-occupied and held in a trust since April 2017.

Source: Transylvania County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	403 BIG BRANCH RD, BREVARD, NC 28712-0436
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 14, 2020	Deed of Trust, Mortgage BANK OF AMERICA
Sep 27, 2019	Deed of Trust, Mortgage PRIME LNDG
Jul 27, 2018	Trustee's Deed, Construction Loan · Construction Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2017 · Amount on File
Deed Sale	Apr 4, 2017 · Amount on File
Prior Sale	Sep 18, 2006 · Amount on File
Deed Document Number	20171759
Deed Book / Page	799 / 763
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	403 BIG BRANCH RD, BREVARD, NC 28712-0436
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009790600
Date	Apr 30, 2021
Book Page	979/600
Instrument	2021003382

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	403 BIG BRANCH RD, BREVARD, NC 28712-0436
Document Number	0009120397
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	403 BIG BRANCH RD BREVARD NC 287120436, BREVARD, NC 28712-0436

Mortgage

Document Number	0009120397
Date	Mar 2, 2020
Book Page	000912/000397
Instrument	1113

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2035

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	403 BIG BRANCH RD, BREVARD, NC 28712-0436
Document Number	0008950532
Instrument Date	Sep 27, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	403 BIG BRANCH RD BREVARD NC 28712, BREVARD, NC 28712

Mortgage

Document Number	0008950532
Date	Oct 2, 2019
Book Page	000895/000532
Instrument	5100

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2034

July 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Jul 27, 2018
Property Address	403 BIG BRANCH RD, BREVARD, NC 28712-0436
Document Number	0008500430
Book / Page	000850 / 000430
Instrument Date	Jul 26, 2018
Instrument	3803
Transaction Type	Construction Loan
Record Updated	Aug 7, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 B BIG BRANCH RD BREVARD NC 28712, BREVARD, NC 28712

Mortgage

Document Number	8500430
Date	Jul 27, 2018
Book Page	000850/000430
Instrument	3803

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 26, 2019

Tax Assessment & Valuation

The 2026 property tax bill for 403 Big Br Rd was $4,239.

Source: Transylvania County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Transylvania County
Unified School District	Transylvania County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,239.00	$882,210 Land $78,230 Building $803,980	$882,210 Land $78,230 Building $803,980
2023	$4,151.00	$630,590 Land $35,000 Building $595,590	$630,590 Land $35,000 Building $595,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 Big Br Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	14 units insured incl. 6 condo units
Nearby Flood Claims	2 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Big Br Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10
Comporium DSL · Fiber in parts of the area	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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