O'Brien County property record for 403 Bert St, Sanborn, IA 51248
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,936 sqft · built 1977 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $142,500 (Oct 2012) |
| Tax Bill | $3,002 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0028755000 |
| Primary APN | 0028755000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,936 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Basement Area | 1,456 sqft |
| Unfinished Basement | 1,456 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | A-Frame |
| Exterior Material | Metal |
| Construction Type | Steel Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 99 ft deep x 132 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,304 sqft |
| Deck Area | 120 sqft |
| Patio Area | 135 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 403 BERT ST |
|---|---|
| City | SANBORN |
| State | IA |
| Zip | 51248-1039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TEABOUTS ADDITION LOT 1 BLK 10 |
| Legal Subdivision | TEABOUT'S ADDITION |
| Legal Block | 10 |
| Legal Lot Number | 1 |
| Jurisdiction | O'BRIEN IA |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 3 |
| Census Block | 3060 |
| Census Tract | 490200 |
403 Bert St is owned and occupied by two individuals who bought it in October 2012.
Source: O'Brien County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 403 BERT ST, SANBORN, IA 51248-1039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2012 · Amount on File |
| Deed Sale | Oct 1, 2012 · Amount on File |
| Deed Document Number | 20122425 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | O'BRIEN IA |
| Property Address | 403 BERT ST, SANBORN, IA 51248-1039 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202101819 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 2021-01819 |
| Name | BANK |
|---|---|
| Type | Bank |
| Address | HULL, IA 51239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2036 |
The 2025 property tax bill for 403 Bert St was $3,002 with a homeowner's exemption, up 7.9% from the year before.
Source: O'Brien County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | O'Brien County |
| Municipality | Sanborn City |
| Unified School District | Hartley-Melvin-Sanborn Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,002.00 (+7.91%) Homeowner's exemption | $250,220 Land $15,450 Building $234,770 | $250,220 Land $15,450 Building $234,770 |
| 2024 | $2,782.00 | ||
| 2023 | $218,770 (+29.98%) Land $15,450 Building $203,320 | $218,770 Land $15,450 Building $203,320 | |
| 2022 | $2,676.00 Homeowner's exemption | $168,310 Land $14,230 Building $154,080 | |
| 2021 | $168,310 Land $14,230 Building $154,080 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 Bert St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 16, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 403 Bert St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANBORN WATER SUPPLY serves 1,392 people · EPA ID IA7165025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Premier Communications Fiber | 1,000 / 1,000 |
| The Community Agency Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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