St. Clair County property record for 403 Bernard Dr, Belleville, IL 62223
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,080 sqft · built 1959 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $45,000 (Jan 2026) |
| Tax Bill | $1,696 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Dec 2025 Sale |
| APN | 07-15-0-200-027 |
| Primary APN | 07-15-0-200-027 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Type | Mixed |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 128 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|
| Street Address | 403 BERNARD DR |
|---|---|
| City | BELLEVILLE |
| State | IL |
| Zip | 62223-3226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLA HILLS LOT/SEC-5 A02872088 |
| Legal Subdivision | VILLA HILLS |
| Legal Block | 200 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | STOOKEY |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 503202 |
403 Bernard Dr is owned and occupied by two individuals who bought it in January 2026.
Source: St. Clair County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 304 BETHESDA DR, BELLEVILLE, IL 62223-3310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 20, 2026 | Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK |
| Dec 10, 2025 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 20, 2026 · Amount on File |
| Deed Sale | Jan 20, 2026 · Amount on File |
| Prior Sale | Dec 10, 2025 · Amount on File |
| Deed Document Number | 20262872088 |
| Prior Transfer Date | Dec 1, 2025 |
| Prior Transfer Doc | 0002868571 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Jan 20, 2026 |
| Property Address | 403 BERNARD DR, BELLEVILLE, IL 62223-3226 |
| Document Number | 0A02872088 |
| Map Reference | MB 47 PG 71 |
| Instrument Date | Jan 14, 2026 |
| Instrument | A02872088 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | FREEDOM TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $45.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 304 BETHESDA DR, BELLEVILLE, IL 62223-3310 |
| Document Number | 0A02872089 |
|---|---|
| Date | Jan 20, 2026 |
| Instrument | A02872089 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Dec 10, 2025 |
| Property Address | 403 BERNARD DR, BELLEVILLE, IL 62223-3226 |
| Document Number | 0A02868572 |
| Map Reference | MB 47 PG 71 |
| Instrument Date | Dec 4, 2025 |
| Instrument | A02868572 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $14.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 42 RED CEDAR CT, SAINT CHARLES, MO 63303-6700 |
The 2025 property tax bill for 403 Bernard Dr was $1,696 with exemptions applied, up 6.9% from the year before.
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | Stookey Township |
| Secondary School District | Belleville Township High School District 201 (09 - 12) |
| Elementary School District | Harmony Emge School District 175 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,696.00 (+6.94%) | $31,371 (+5.17%) Land $6,205 Building $25,166 | $94,113 (+5.17%) Land $18,615 Building $75,498 |
| 2024 | $1,586.00 Homeowner's exemption Senior Citizen's exemption | $29,829 Land $5,912 Building $23,917 | $89,487 Land $17,736 Building $71,751 |
| 2022 | $24,288 Land $4,814 Building $19,474 | $72,864 Land $14,442 Building $58,422 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 403 Bernard Dr; there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 3 (1979–1986) |
| Most Recent Claim | Oct 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 403 Bernard Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures