403 Beecher St, Bloomington, IL 61701 Property Records

McLean County property record for 403 Beecher St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	1 ba · 966 sqft · built 1925
Lot Size	0.131 acres (5,710 sqft)
Owner	2 Individual Names on Record
Last Sale	$146,000 (Dec 2025)
Tax Bill	$2,758 (2024)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Feb 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-33-451-010`

Property Details

APN / Parcel Number

Primary APN	`14-33-451-010`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	966 sqft Living Area
1st Floor Area	966 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	5,710 sqft (0.131 acres)
Lot Dimensions	115 ft deep x 50 ft wide
View / Lot	Lake Front
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Deck Area	32 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	403 BEECHER ST
City	BLOOMINGTON
State	IL
Zip	61701-1801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	NURSERY ADD LOT 10 BLK 1
Legal Range	02E
Legal Township	24N
Legal Section	33
Legal Subdivision	NURSERY ADD
Legal Block	1
Legal Lot Number	10
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1011
Census Tract	1302

Owner

Source: McLean County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 BEECHER ST, BLOOMINGTON, IL 61701-1801
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Feb 10, 2023	Warranty Deed, Transfer · Line of Credit IAA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2025 · Amount on Record
Deed Sale	Dec 16, 2025 · Amount on Record
Deed Document Number	202517953
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Dec 16, 2025
Property Address	403 BEECHER ST, BLOOMINGTON, IL 61701-1801
Document Number	202500017953
Instrument Date	Dec 2, 2025
Instrument	2025-00017953
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	UNKNOWN, FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$146.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	403 BEECHER ST, BLOOMINGTON, IL 61701-1801
Investor	Possibly a Property Investor

Mortgage

Document Number	202500017954
Date	Dec 16, 2025
Instrument	2025-00017954

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate	6%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Feb 10, 2023
Property Address	403 BEECHER ST, BLOOMINGTON, IL 61701-1801
Document Number	202300001944
Instrument Date	Feb 6, 2023
Instrument	2023-00001944
Transaction Type	Transfer
Record Updated	Feb 20, 2023
Title Company	NOT AVAILABLE, FTC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	403 BEECHER ST, BLOOMINGTON, IL 61701-1801

Mortgage

Document Number	202300001967
Date	Feb 10, 2023
Instrument	2023-00001967

Lender

Name	IAA CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$42,151 (+5.33%) Land $7,553 Building $34,598	$126,453 (+5.33%) Land $22,659 Building $103,794
2024	$2,758.00 (-10.37%)	$40,019 (+8.69%) Land $7,171 Building $32,848	$120,057 (+8.69%) Land $21,513 Building $98,544
2023	$3,077.00 (+10.76%)	$36,821 (+12.64%) Land $6,598 Building $30,223	$110,463 (+12.64%) Land $19,794 Building $90,669
2022	$2,778.00	$32,690 Land $5,858 Building $26,832	$98,070 Land $17,574 Building $80,496

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1980–1982)
Most Recent Claim	Dec 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Pavlov Media, Watch TV.

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