403 Beacon St NW, Concord, NC 28027 Property Records

Cabarrus County property record for 403 Beacon St NW, Concord, NC 28027

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,710 sqft · built 2019
Lot Size	0.056 acres (2,439 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Apr 2026)
Tax Bill	$3,390 (2023)
Deeds & Mortgages	Feb 2025 Second Mortgage Apr 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`5601 10 3177`

Property Details

APN / Parcel Number

Primary APN	`5601 10 3177`
Alternative APNs	`02029 0004.610000` `56011031720000` `134636` `147471`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,710 sqft Living Area
Gross Area	2,424 sqft
1st Floor Area	855 sqft
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Townhouse
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,439 sqft (0.056 acres)
Lot Dimensions	103 ft deep x 25 ft wide
Garage Type	Mixed
Garage Area	400 sqft
Porch	Slab
Porch Area	84 sqft
Patio Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	147471
Street Address	403 BEACON ST NW
City	CONCORD
State	NC
Zip	28027-5349
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	TND
Legal Description	P/O LT 1C AFTON VILLAGE PARCEL 602/604 REVISED
Legal Subdivision	AFTON VILLAGE
Legal Lot Number	1C
Jurisdiction	CABARRUS NC
Township / Civil Division	2, POPLAR TENT
Census Block Group	1
Census Block	1017
Census Tract	42501

Owner

403 Beacon St NW, a townhouse, is owned and occupied by two individuals who bought it in April 2026.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	403 BEACON ST NW, CONCORD, NC 28027-5349
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Apr 16, 2026	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Jun 30, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Apr 16, 2020	Warranty Deed, Construction Loan · Line of Credit FARMERS & MERCHANTS NAT'L BK
Dec 20, 2019	Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY
Dec 12, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2026 · Amount on File
Deed Sale	Apr 16, 2026 · Amount on File
Prior Sale	Jun 30, 2021 · Amount on File
Deed Document Number	20268736
Deed Book / Page	17943 / 279
Prior Transfer Date	Nov 30, 2020
Prior Transfer Doc	14717127
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	403 BEACON ST NW, CONCORD, NC 28027-5349
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001730435
Date	Feb 14, 2025
Book Page	17304/35

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2055

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Apr 16, 2026
Property Address	403 BEACON ST NW, CONCORD, NC 28027-5349
Document Number	0017943279
Book / Page	17943 / 279
Instrument Date	Apr 7, 2026
Instrument	2026.8736
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	AUSTIN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$78,780.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 BEACON ST NW, CONCORD, NC 28027-5349

Mortgage

Document Number	0000008737,
Date	Apr 16, 2026
Instrument	2026..8737

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 30, 2021
Property Address	403 BEACON ST NW, CONCORD, NC 28027-5349
Document Number	0015292311
Book / Page	15292 / 311
Map Reference	MB 88 PG 88
Instrument Date	Jun 29, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$670.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	941 TARTAN LN NW, 941, CONCORD, NC 28027-7584

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 BEACON ST NW, CONCORD, NC 28027-5349

Mortgage

Document Number	0015292313
Date	Jun 30, 2021
Instrument	15292/313

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

April 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Apr 16, 2020
Property Address	403 BEACON ST NW, CONCORD, NC 28027-5349
Document Number	14120298
Book / Page	014120 / 000298
Instrument Date	Apr 16, 2020
Instrument	11390
Transaction Type	Construction Loan
Record Updated	Oct 19, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5389 VILLAGE DR CONCORD NC 28027, CONCORD, NC 28027

Mortgage

Document Number	14120301
Date	Apr 16, 2020
Book Page	014120/000301
Instrument	11391

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	SALISBURY, NC 28144

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Dec 20, 2019
Property Address	403 BEACON ST NW, CONCORD, NC 28027-5349
Document Number	1390921
Book / Page	013909 / 000021
Instrument Date	Dec 18, 2019
Instrument	35724
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$550.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 BEACON ST NW CONCORD NC 28027, CONCORD, NC 28027

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Dec 12, 2019
Property Address	403 BEACON ST NW, CONCORD, NC 28027-5349
Document Number	13890121
Book / Page	013890 / 000121
Instrument Date	Dec 11, 2019
Instrument	34562
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5389 VILLAGE DR CONCORD NC 28027, CONCORD, NC 28027

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$384,490 (-) Land $65,000 Building $319,490
2025		$384,490 Land $65,000 Building $319,490
2024			$384,490 (+38.37%) Land $65,000 Building $319,490
2023	$3,390.00	$277,880 Land $70,000 Building $207,880	$277,880 Land $70,000 Building $207,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 Beacon St NW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Beacon St NW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: Verizon.

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