403 Beachfront Dr, Matagorda, TX 77457 Property Records

Matagorda County property record for 403 Beachfront Dr, Matagorda, TX 77457

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,020 sqft · built 2021
Lot Size	0.103 acres (4,487 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,648 (2026)
Deeds & Mortgages	Nov 2023 Mortgage Sep 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`4141-0040-001100`

Property Details

APN / Parcel Number

Primary APN	`4141-0040-001100`
Alternative APN	`46249`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,020 sqft Living Area
Gross Area	1,565 sqft
1st Floor Area	900 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,487 sqft (0.103 acres)
Lot Dimensions	90 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	4141-0040-001100
Street Address	403 BEACHFRONT DR
City	MATAGORDA
State	TX
Zip	77457
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STERLING SHORES, BLOCK 4, LOT 11
Legal Subdivision	STERLING SHORES
Legal Block	4
Legal Lot Number	11
Jurisdiction	MATAGORDA TX
Township / Civil Division	MATAGORDA-SARGENT
Census Block Group	1
Census Block	1187
Census Tract	730502

Owner

Source: Matagorda County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 412, MATAGORDA, TX 77457-0412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Vendor's Lien, Transfer · Conventional Mortgage NAVY FCU
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage TEXAS DOW EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2008
Deed Sale	Feb 26, 2008
Deed Document Number	20081454
Record Updated	Oct 29, 2026

November 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MATAGORDA TX
Recording Date	Nov 20, 2023
Property Address	403 BEACH FRONT DR, MATAGORDA, TX 77457
Document Number	2023006771
Map Reference	VOL 7 PG 4
Instrument Date	Nov 17, 2023
Instrument	2023-006771
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 BEACHFRONT DR, MATAGORDA, TX 77457

Mortgage

Document Number	2023006772
Date	Nov 20, 2023
Instrument	2023-006772

Lender

Name	NAVY FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MATAGORDA TX
Property Address	403 BEACH FRONT DR, MATAGORDA, TX 77457
Transaction Type	Mortgage
Record Updated	Sep 12, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021006365
Date	Sep 9, 2021
Instrument	2021-006365

Lender

Name	TEXAS DOW EMPLOYEES CU
Type	Credit Union
Address	LAKE JACKSON, TX 77566

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Matagorda County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Matagorda County
Unified School District	Matagorda Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,648.00 (+7,277.78%) Homeowner's exemption Senior Citizen's exemption	$341,000 (+1%)	$480,180 (+54.9%) Land $72,000 Building $408,180
2025		$310,000 (+28.17%) Land $72,000 Building $238,000	$310,000 (+28.17%) Land $72,000 Building $238,000
2024	$63.00 (-97.68%)
2023		$241,870 Land $72,000 Building $169,870	$241,870 Land $72,000 Building $169,870
2022	$2,712.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 152 policies
Nearby Flood Policies	152 in force
Nearby Flood Claims	38 (2003–2025)
Claims Outside the SFHA	8 of 38
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Hurricane Beryl, Jul 2024 · 15 claims Hurricane Harvey, Sep 2017 · 10 claims Hurricane Claudette, Jul 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MATAGORDA DUNES SUBDIVISION private · serves 429 people · EPA ID TX1610052
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 200
TISD Fixed Wireless	400 / 100

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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