403 Baytree Dr, Spring Creek, NV 89815 Property Records

Elko County property record for 403 Baytree Dr, Spring Creek, NV 89815

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,012 sqft · built 1998
Lot Size	1.66 acres (72,745 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Apr 2019)
Tax Bill	$2,460 (2026)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`052-008-011`

Property Details

APN / Parcel Number

Primary APN	`052-008-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	4 Stories
Building Area	2,012 sqft Living Area
Gross Area	3,464 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Frame
Roof Material	Metal
Lot Area	72,745 sqft
Garage Type	Attached
Garage Area	1,452 sqft
Parking Spaces	7 Parking Spaces
Patio Area	240 sqft
Canopy	240 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	403 BAYTREE DR
City	SPRING CREEK
State	NV
Zip	89815-5219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	TRACT 102 SPRING CREEK CORPORATION FILE 60405
Legal Subdivision	SPRING CREEK TRACT 102
Legal Tract	102
Legal Block	8
Legal Lot Number	11
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2001
Census Tract	951403

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 BAYTREE DR, SPRING CREEK, NV 89815-5219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2019 · Amount on Record
Deed Sale	Apr 25, 2019 · Amount on Record
Deed Document Number	2019753769
Record Updated	Oct 29, 2026

April 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Apr 25, 2019
Property Address	403 BAYTREE DR, SPRING CREEK, NV 89815-5219
Document Number	0000753769
Instrument Date	Apr 22, 2019
Instrument	753769
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,131.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	403 BAYTREE DR, 403, SPRING CREEK, NV 89815-5219

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	505 COPPER ST, ELKO, NV 89801-8450

Mortgage

Document Number	0000753770
Date	Apr 25, 2019
Instrument	753770

Lender

Name	GREATER NEVADA LLC
Type	Non-Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2024
Change Frequency	5 Years
Min Rate At Change	2.12%
Max Rate At Change	6.12%
Index	5-Year CMT
Margin	2
Max Rate	9.12%

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,460.00 (-2.23%)	$91,811 (-2.23%) Land $14,000 Building $77,811	$262,317 (-2.23%) Land $40,000 Building $222,317
2025	$2,516.00 (+16.21%)	$93,905 (+8.59%) Land $14,000 Building $79,905	$268,300 (+8.59%) Land $40,000 Building $228,300
2023	$2,165.00 (+8.03%)	$86,475 (+15.6%) Land $9,975 Building $76,500	$247,071 (+15.6%) Land $28,500 Building $218,571
2022	$2,004.00	$74,804 Land $9,975 Building $64,829	$213,726 Land $28,500 Building $185,226

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.4% of the US · above 94% of Nevada
Wildfire Likelihood	4% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT BASIN WATER CO SPRING CREEK MHP private · serves 3,640 people · EPA ID NV0005027
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20