403 Balsam St, Spooner, WI 54801 Property Records

Washburn County property record for 403 Balsam St, Spooner, WI 54801

Property Summary

Property Type	Single Family Home
Lot Size	0.314 acres (13,721 sqft)
Owner	Individual Name on File
Tax Bill	$3,134 (2025)
Deeds & Mortgages	Aug 2011 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`65-281-2-39-12-31-5 15-044-751000`

Property Details

APN / Parcel Number

Primary APN	`65-281-2-39-12-31-5 15-044-751000`

Exterior

Lot Area	13,721 sqft (0.314 acres)

Location & Zoning

Street Address	403 BALSAM ST
City	SPOONER
State	WI
Zip	54801-1108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4TH ADDITION (CS) LOTS 3 & 4 BLOCK 30 & PT DISCONTINUED ALLEY DOC# 348666 WD
Legal Subdivision	4TH ADDITION (CS)
Legal Block	30
Legal Lot Number	3-4
Jurisdiction	WASHBURN WI
Township / Civil Division	SPOONER
Census Block Group	1
Census Block	1018
Census Tract	950501

Owner

403 Balsam St is owned and occupied by an individual who acquired it in August 2011.

Source: Washburn County records, as of February 2, 2026

Owner of Record	Individual Name on File
Mailing Address	403 BALSAM ST, SPOONER, WI 54801-1108
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2011
Deed Sale	Aug 10, 2011
Prior Sale	Apr 21, 2011
Deed Document Number	348666
Record Updated	Jun 8, 2026

August 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHBURN WI
Recording Date	Aug 10, 2011
Property Address	403 BALSAM ST, SPOONER, WI 54801-1108
Document Number	0000348666
Instrument Date	Aug 9, 2011
Instrument	348666
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000348667
Date	Aug 10, 2011
Instrument	348667

Lender

Name	USDA
Type	Government Agency
Address	PO BOX 66889, SAINT LOUIS, MO 63166

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	396 Months
Due	Aug 9, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 403 Balsam St was $3,134 with a homeowner's exemption.

Source: Washburn County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Washburn County
Municipality	Spooner City
Unified School District	Spooner Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,134.00 Homeowner's exemption	$225,800 Land $25,600 Building $200,200	$226,500
2023	$3,069.00 Homeowner's exemption	$121,400 Land $19,700 Building $101,700	$175,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 Balsam St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Balsam St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPOONER WATERWORKS serves 2,653 people · EPA ID WI8660305
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20