Okaloosa County property record for 403 Azalea Dr, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,052 sqft · built 1988 |
| Lot Size | 0.081 acres (3,546 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,000 (Mar 2019) |
| Tax Bill | $1,456 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-590-3636-8 |
| Primary APN | C56-000-590-3636-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,052 sqft Heated Area |
| Gross Area | 1,340 sqft |
| 1st Floor Area | 1,052 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 3,546 sqft (0.081 acres) |
| Garage Type | Finished |
| Garage Area | 264 sqft |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 403 AZALEA DR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-7304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ETRETAT VILLA UNIT 45 |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | ETRETAT VILLA |
| Legal Unit | 45 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 23306 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 403 AZALEA DR, DESTIN, FL 32541-7304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 14, 2022 | Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF MISSISSIPPI |
| Jul 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING |
| Mar 1, 2019 | Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2019 · Amount on Record |
| Deed Sale | Mar 1, 2019 · Amount on Record |
| Prior Sale | Jun 30, 2004 · Amount on Record |
| Deed Document Number | 3261825 |
| Deed Book / Page | 3387 / 0773 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 403 AZALEA DR, DESTIN, FL 32541-7304 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 403 AZALEA DR, DESTIN, FL 32541-7304 |
| Document Number | 0036094028 |
|---|---|
| Date | Mar 14, 2022 |
| Book Page | 3609/4028 |
| Instrument | 3533887 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | FOREST, MS 39074 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 403 AZALEA DR, DESTIN, FL 32541-7304 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 403 AZALEA DR, DESTIN, FL 32541-7304 |
| Document Number | 0035583275 |
|---|---|
| Date | Jul 7, 2021 |
| Book Page | 3558/3275 |
| Instrument | 3469561 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 1, 2019 |
| Property Address | 403 AZALEA DR, DESTIN, FL 32541-7304 |
| Document Number | 0033870773 |
| Book / Page | 3387 / 0773 |
| Map Reference | MB 10 PG 6 |
| Instrument Date | Feb 22, 2019 |
| Instrument | 3261825 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | EMERALD COAST TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,505.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 169 ROOST CT, 169, LEXINGTON, SC 29073-9695 |
| Name | Verified Name |
|---|---|
| Address | 27 COUNTRY CLUB DR E, DESTIN, FL 32541-4403 |
| Document Number | 0003261826 |
|---|---|
| Date | Mar 1, 2019 |
| Instrument | 3261826 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2049 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,456.00 (+6.59%) Homeowner's exemption | $162,063 (+5.99%) | $223,541 (+2.96%) Land $79,165 Building $144,376 |
| 2023 | $1,366.00 (+3.09%) Homeowner's exemption | $152,909 (+3%) | $217,113 (+7.61%) Land $71,831 Building $145,282 |
| 2022 | $1,325.00 Homeowner's exemption | $148,455 | $201,762 Land $65,301 Building $136,461 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 76 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 136 units insured incl. 60 condo units |
| Nearby Flood Claims | 95 (1994–2020) |
| Claims Outside the SFHA | 64 of 95 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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