Flathead County property record for 403 Addison Sq, Kalispell, MT 59901
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,252 sqft · built 1945 |
| Lot Size | 1.35 acres (58,806 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $202,100 (Mar 2020) |
| Tax Bill | $4,708 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | R0797104 |
| Primary APN | R0797104 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,252 sqft Living Area |
| 1st Floor Area | 812 sqft |
| 2nd Floor Area | 440 sqft |
| Basement Area | 484 sqft |
| Unfinished Basement | 484 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 58,806 sqft (1.35 acres) |
| Garage Type | Detached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000977213 |
|---|---|
| Street Address | 403 ADDISON SQ |
| City | KALISPELL |
| State | MT |
| Zip | 59901-6610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S26, T29 N, R21 W, TR 3AB IN NE4NW4 |
| Legal Range | 21W |
| Legal Township | 29N |
| Legal Section | 26 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 602 |
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 403 ADDISON SQ, KALISPELL, MT 59901-6610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC |
| Mar 31, 2020 | Intrafamily Transfer, Transfer · FHA Mortgage BAY EQUITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2020 · Amount on Record |
| Deed Sale | Mar 31, 2020 · Amount on Record |
| Prior Sale | Oct 9, 2012 |
| Deed Document Number | 20208225 |
| Prior Transfer Date | Mar 26, 2020 |
| Prior Transfer Doc | 0000008225 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 403 ADDISON SQ, KALISPELL, MT 59901-6610 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 202200003749 |
|---|---|
| Date | Feb 11, 2022 |
| Instrument | 202200003749 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CORTE MADERA, CA 94925 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Mar 31, 2020 |
| Property Address | 403 ADDISON SQ, KALISPELL, MT 59901-6610 |
| Document Number | 202000008225 |
| Instrument Date | Mar 26, 2020 |
| Instrument | 202000008225 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 403 ADDISON SQ, KALISPELL, MT 59901-6610 |
| Document Number | 202000008226 |
|---|---|
| Date | Mar 31, 2020 |
| Instrument | 202000008226 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Helena Flats Elementary School District (PK - 08) |
| Secondary School District | Flathead High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,708.00 (+61.9%) | $481,200 (+34.26%) | |
| 2025 | $481,200 (+34.26%) Land $188,440 Building $292,760 | ||
| 2023 | $2,908.00 | $358,400 | $358,400 Land $132,490 Building $225,910 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.6% of Montana |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| Bullitt Communications Fixed Wireless | 100 / 50 |
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