Oneida County and Trenton Town property record for 403 Academy St, Prospect, NY 13435
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,531 sqft · built 1900 |
| Lot Size | 0.122 acres (5,340 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $34,000 (Dec 1996) |
| Tax Bill | $2,248 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 305889 178.006-1-19 |
| Primary APN | 305889 178.006-1-19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,531 sqft Living Area |
| 1st Floor Area | 1,132 sqft |
| Upper Floors Area | 399 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,340 sqft (0.122 acres) |
| Lot Dimensions | 60 ft deep x 89 ft wide |
| Garage Type | Attached |
| Garage Area | 958 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 264 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 012200 |
|---|---|
| Street Address | 403 ACADEMY ST |
| City | PROSPECT |
| State | NY |
| Zip | 13435-3505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Block | 1 |
| Legal Lot Number | 19.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | TRENTON |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 24000 |
Source: Oneida County and Trenton Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 403 ACADEMY ST, PROSPECT, NY 13435-3505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 1996 · Amount on Record |
| Deed Sale | Dec 30, 1996 · Amount on Record |
| Prior Sale | Jan 17, 1996 · Amount on Record |
| Deed Book / Page | 2764 / 192 |
| Record Updated | Oct 29, 2026 |
Source: Oneida County and Trenton Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Trenton Town |
| Unified School District | Holland Patent Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,248.00 (+1.44%) Homeowner's exemption | ||
| 2025 | $2,216.00 (+187.42%) | $43,100 (-) Land $5,000 Building $38,100 | $105,122 (+12.19%) Land $12,195 Building $92,927 |
| 2023 | $43,100 (-) Land $5,000 Building $38,100 | $93,696 (+15.22%) Land $10,870 Building $82,826 | |
| 2022 | $771.00 Homeowner's exemption | $43,100 Land $5,000 Building $38,100 | $81,321 Land $9,434 Building $71,887 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (1999–2019) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Nov 2019 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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