403 9th Ave, Sterling, IL 61081 Property Records

Whiteside County property record for 403 9th Ave, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.155 acres (6,750 sqft)
Owner	Company Name on File
Last Sale	$80,000 (Jun 2017)
Tax Bill	$2,873 (2025)
Deeds & Mortgages	Sep 2025 Sale Jun 2021 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1122311012`

Property Details

APN / Parcel Number

Primary APN	`1122311012`
Alternative APN	`108831`

Exterior

Lot Area	6,750 sqft (0.155 acres)
Lot Dimensions	150 ft deep x 45 ft wide

Location & Zoning

Account Number	108831
Street Address	403 9TH AVE
City	STERLING
State	IL
Zip	61081-3840
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST OF BROADWAY E 45' OF LOTS 7-8 & 9 BLK 59
Legal Subdivision	WEST OF BROADWAY
Legal Block	59
Legal Lot Number	7-9
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	3
Census Block	3021
Census Tract	1200

Owner

403 9th Ave is owned by a company that bought it in June 2017.

Source: Whiteside County records, as of May 22, 2026

Owner of Record	Company Name on File
Mailing Address	819 DEPOT AVE, DIXON, IL 61021-3546
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Warranty Deed, Transfer
Jun 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FINANCE OF AMER MTG
Jun 29, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance FINANCE OF AMER MTG
Jun 29, 2017	Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MTG
Mar 22, 2017	Deed of Trust, Mortgage · Line of Credit SAUK VLY BK&TR
Feb 6, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2017 · Amount on File
Deed Sale	Jun 29, 2017 · Amount on File
Prior Sale	Apr 8, 2016
Deed Document Number	20173703
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Sep 23, 2025
Property Address	403 9TH AVE, STERLING, IL 61081-3840
Document Number	0000004749
Instrument Date	Sep 2, 2025
Instrument	2025-04749
Transaction Type	Transfer
Record Updated	Oct 14, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	403 9TH AVE, STERLING, IL 61081-3840
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004540
Date	Jun 29, 2021
Instrument	2021-04540

Lender

Name	FINANCE OF AMER MTG

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jun 29, 2021
Property Address	403 9TH AVE, STERLING, IL 61081-3840
Document Number	0202104539
Instrument Date	Jun 9, 2021
Instrument	2021-04539
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 9TH AVE, STERLING, IL 61081-3840

Mortgage

Document Number	0202104540
Date	Jun 29, 2021
Instrument	2021-04540

Lender

Name	FINANCE OF AMER MTG

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jun 29, 2017
Property Address	403 9TH AVE, STERLING, IL 61081-3840
Document Number	0000003703
Instrument Date	Jun 27, 2017
Instrument	3703
Transaction Type	Transfer
Record Updated	Jul 17, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2100 FREEPORT RD #407E STERLING IL 610811732, 407E, STERLING, IL 61081-1732

Mortgage

Document Number	3704
Date	Jun 29, 2017
Instrument	3704

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2047

Interest

Rate	4.62%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	403 9TH AVE, STERLING, IL 61081-3840
Document Number	0000001647
Instrument Date	Mar 22, 2017
Transaction Type	Mortgage
Record Updated	Apr 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31063 HAHNAMAN RD DEER GROVE IL 612439705, DEER GROVE, IL 61243-9705

Mortgage

Document Number	0000001647
Date	Mar 27, 2017
Instrument	1647

Lender

Name	SAUK VLY BK&TR
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WHITESIDE IL
Recording Date	Feb 6, 2017
Property Address	403 9TH AVE, STERLING, IL 61081-3840
Document Number	0000000729
Instrument Date	Jan 19, 2017
Instrument	729
Transaction Type	Transfer
Record Updated	Mar 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$52.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31063 HAHNAMAN RD DEER GROVE IL 612439705, DEER GROVE, IL 61243-9705

Tax Assessment & Valuation

The 2025 property tax bill for 403 9th Ave was $2,873, up 4.8% from the year before.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,873.00 (+4.82%)	$34,290 (+6.19%) Land $4,468 Building $29,822
2024	$2,741.00 Additional exemption filed	$32,291 Land $4,218 Building $28,073	$102,870 (+6.19%) Land $13,404 Building $89,466
2023			$96,873 Land $12,654 Building $84,219

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 403 9th Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1985)
Most Recent Claim	Mar 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 403 9th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Rise Broadband Fixed Wireless	250 / 50

May also be available: Verizon.

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