403 8th Ave, Rock Falls, IL 61071 Property Records

Whiteside County property record for 403 8th Ave, Rock Falls, IL 61071

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Jul 2008)
Tax Bill	$3,502 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1128402009`

Property Details

APN / Parcel Number

Primary APN	`1128402009`
Alternative APN	`54017`

Exterior

Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	142 ft deep x 60 ft wide

Location & Zoning

Account Number	54017
Street Address	403 8TH AVE
City	ROCK FALLS
State	IL
Zip	61071-1138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A L MERRILLS RESUB LOT 12 & N 10' LOT 11 BLK 39 106000X
Legal Subdivision	A L MERRILLS RESUB
Legal Block	39
Legal Lot Number	11-12
Jurisdiction	WHITESIDE IL
Township / Civil Division	COLOMA
Census Block Group	4
Census Block	4004
Census Tract	1500

Owner

403 8th Ave is owned and occupied by an individual who acquired it in April 2022.

Source: Whiteside County records, as of August 3, 2026

Owner of Record	Individual Name on File
Mailing Address	403 8TH AVE, ROCK FALLS, IL 61071-1138
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY STATE BANK/ROCK FALLS
Apr 25, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2008 · Amount on File
Deed Sale	Jul 8, 2008 · Amount on File
Deed Document Number	20085521-2008
Last Transfer Date	Apr 1, 2022
Transfer Doc	0000002440
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Recording Date	Jul 15, 2026
Property Address	403 8TH AVE, ROCK FALLS, IL 61071-1138
Document Number	0000003639
Instrument Date	Jul 8, 2026
Instrument	20263639
Transaction Type	Mortgage
Record Updated	Aug 3, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 8TH AVE, ROCK FALLS, IL 61071-1138

Mortgage

Document Number	0000003639,
Date	Jul 15, 2026
Instrument	20263639

Lender

Name	COMMUNITY STATE BANK/ROCK FALLS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITESIDE IL
Recording Date	Apr 25, 2022
Property Address	403 8TH AVE, ROCK FALLS, IL 61071-1138
Document Number	0000002440
Instrument Date	Apr 1, 2022
Instrument	2022-02440
Transaction Type	Transfer
Record Updated	May 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 8TH AVE, ROCK FALLS, IL 61071-1138

Tax Assessment & Valuation

The 2025 property tax bill for 403 8th Ave was $3,502.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Coloma Township
Municipality	Rock Falls City
Elementary School District	Rock Falls Elementary School District 13 (PK - 08)
Secondary School District	Rock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,502.00	$37,887 Land $6,960 Building $30,927
2024			$113,661 Land $20,880 Building $92,781

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 403 8th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 8th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCK FALLS serves 8,620 people · EPA ID IL1950450
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband.

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