403 8th Ave, Defiance, IA 51527 Property Records

Shelby County property record for 403 8th Ave, Defiance, IA 51527

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,200 sqft · built 1950
Lot Size0.181 acres (7,875 sqft)
OwnerIndividual Name on File
Tax Bill$956 (2026)
Deeds & MortgagesApr 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN832205006011

Property Details

APN / Parcel Number

Primary APN832205006011

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,200 sqft Living Area
1st Floor Area720 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,875 sqft (0.181 acres)
Lot Dimensions105 ft deep x 75 ft wide
Garage TypeDetached
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area70 sqft
Deck Area180 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address403 8TH AVE
CityDEFIANCE
StateIA
Zip51527-3015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAINS 1ST ADD N 105' OF W 1/2 OF E 1/2 BLK 6
Legal SubdivisionHAINS ADD
Legal Block6
Legal Lot Number1
JurisdictionSHELBY IA
Township / Civil DivisionUNION
Census Block Group3
Census Block3017
Census Tract960100

Owner

403 8th Ave is owned and occupied by an individual who acquired it in March 2009.

Source: Shelby County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address403 8TH AVE, DEFIANCE, IA 51527-3015
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 27, 2009
Transfer Doc20090811
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY IA
Property Address403 8TH AVE, DEFIANCE, IA 51527-3015
Transaction TypeMortgage
Record UpdatedMay 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 8TH AVE, DEFIANCE, IA 51527-3015

Mortgage

Document Number0020240602
DateApr 22, 2024
Instrument2024-0602
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50704
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueApr 21, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 403 8th Ave was $956 with a homeowner's exemption, down 2.4% from the year before.

Source: Shelby County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyShelby County
MunicipalityDefiance City
Unified School DistrictHarlan Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$956.00 (-2.45%)$76,284 (-) Land $7,200 Building $69,084$76,284 (-) Land $7,200 Building $69,084
2025$980.00 Homeowner's exemption$76,284 Land $7,200 Building $69,084$76,284 Land $7,200 Building $69,084
2024$980.00
2023$70,342 (+23.74%) Land $7,200 Building $63,142$70,342 Land $7,200 Building $63,142
2022$832.00 Homeowner's exemption$56,847 Land $7,200 Building $49,647
2021$56,847 Land $7,200 Building $49,647

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 8th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 8th Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · above 40% of Iowa
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEFIANCE WATER DEPARTMENT
serves 250 people · EPA ID IA8315018
Water SourceGroundwater
Last State InspectionDec 2023
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Farmers Mutual Cooperative Telephone
Fiber
400 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: Western Iowa Wireless.

Nearby Properties on 8th Ave

Nearby Streets

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