403 7th Ave, Sterling, IL 61081 Property Records

Whiteside County property record for 403 7th Ave, Sterling, IL 61081

Property Summary

Property TypeSingle Family Home
Lot Size0.115 acres (4,995 sqft)
OwnerIndividual Name on File
Last Sale$45,000 (Dec 2018)
Tax Bill$2,013 (2025)
Deeds & MortgagesDec 2018 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN1122309013

Property Details

APN / Parcel Number

Primary APN1122309013
Alternative APN
  • 96527

Exterior

Lot Area4,995 sqft (0.115 acres)
Lot Dimensions135 ft deep x 37 ft wide

Location & Zoning

Account Number96527
Street Address403 7TH AVE
CitySTERLING
StateIL
Zip61081-3718
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWEST OF BROADWAY S 12' LOT 9 & N 1/2 LOT 8 BLK 17 116900X
Legal SubdivisionWEST OF BROADWAY
Legal Block17
Legal Lot Number8-9
JurisdictionWHITESIDE IL
Township / Civil DivisionSTERLING
Census Block Group3
Census Block3031
Census Tract1200

Owner

403 7th Ave is owned by an individual who bought it in December 2018.

Source: Whiteside County records, as of May 22, 2026

Owner of RecordIndividual Name on File
Mailing Address415 4TH AVE, DIXON, IL 61021-1919
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 28, 2018 · Amount on File
Deed SaleDec 28, 2018 · Amount on File
Prior SaleJun 30, 2016 · Amount on File
Deed Document Number20187196
Record UpdatedOct 29, 2026

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITESIDE IL
Recording DateDec 28, 2018
Property Address403 7TH AVE, STERLING, IL 61081-3718
Document Number0000007196
Instrument DateDec 28, 2018
Instrument7196
Transaction TypeTransfer
Record UpdatedJan 29, 2019
Title CompanyHB WILKINSON TITLE COMPANY, HB WILKINSON TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$67.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 4TH AVE DIXON IL 610211919, DIXON, IL 61021-1919

Mortgage

Document Number7197
DateDec 28, 2018
Instrument7197
Lender
NameSTERLING BK
TypeBank
AddressSTERLING, IL 61081
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueDec 27, 2023
Interest
Rate TypeAdjustable Rate
Rate5.95%

Tax Assessment & Valuation

The 2025 property tax bill for 403 7th Ave was $2,013.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionSterling Township
MunicipalitySterling City
Unified School DistrictSterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,013.00$19,822 Land $3,699 Building $16,123
2024$59,466 Land $11,097 Building $48,369

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 403 7th Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1985)
Most Recent ClaimMar 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 403 7th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-STERLING
private · serves 14,782 people · EPA ID IL1955040
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Surf Internet
Fiber
1,000 / 1,000
Rise Broadband
Fixed Wireless
250 / 50

May also be available: Verizon.

Nearby Properties on 7th Ave

Nearby Streets

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