403 5th St, Cheney, WA 99004 Property Records

Spokane County property record for 403 5th St, Cheney, WA 99004

Property Summary

Property Type	Apartments (5+ Units)
Details	2 bd · 2 ba · 17,844 sqft · built 2010
Lot Size	0.298 acres (13,000 sqft)
Owner	Company Name on Record
Last Sale	$1,150,280 (Nov 2013)
Tax Bill	$20,744 (2026)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13132.0908`

Property Details

APN / Parcel Number

Primary APN	`13132.0908`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	4 Stories
Building Area	17,844 sqft Total Area
1st Floor Area	17,844 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Shingles
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,000 sqft (0.298 acres)
Garage Type	Detached
Garage Area	200 sqft
Patio Area	448 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	403 5TH ST
City	CHENEY
State	WA
Zip	99004-1600
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	MR-3H
Legal Description	CHENEY TOWN OF LT 1, 2 AND SWLY 30 FT LT 3, BLK 9
Legal Range	41E
Legal Township	23N
Legal Section	13
Legal Subdivision	CHENEY
Legal Block	9
Legal Lot Number	1,2,3
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	4
Census Block	4033
Census Tract	14001

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	253 ANCONA DR, LONG BEACH, CA 90803-3602
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2013 · Amount on Record
Deed Sale	Nov 1, 2013 · Amount on Record
Prior Sale	Mar 4, 1999 · Amount on Record
Deed Document Number	20136261455
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	403 5TH ST, CHENEY, WA 99004-1600
Document Number	0006869813
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Dec 20, 2019
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	403 5TH ST CHENEY WA 990041600, CHENEY, WA 99004-1600

Mortgage

Document Number	0006869813
Date	Dec 3, 2019
Instrument	6869813

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	9 S WASHINGTON ST # 700, SPOKANE, WA 99201-3724

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$20,744.00 (-2.19%)	$1,616,000 (-31.14%) Land $117,000 Building $1,499,000	$1,616,000 (-31.14%) Land $117,000 Building $1,499,000
2025	$21,209.00 (+8.23%)
2024		$2,346,800 (+56.78%) Land $91,000 Building $2,255,800	$2,346,800 (+56.78%) Land $91,000 Building $2,255,800
2023	$19,597.00 (+18.51%)	$1,496,900 Land $91,000 Building $1,405,900	$1,496,900 Land $91,000 Building $1,405,900
2022	$16,536.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 67% of Washington
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
DCI Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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