403 5th Ave SE, Melrose, MN 56352 Property Records

Stearns County property record for 403 5th Ave SE, Melrose, MN 56352

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 952 sqft · built 1976
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Sep 2026)
Tax Bill	$2,474 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Mar 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`66-36411-0000`

Property Details

APN / Parcel Number

Primary APN	`66-36411-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	952 sqft Living Area
Gross Area	1,523 sqft
1st Floor Area	952 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1989
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Area	720 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	403 5TH AVE SE
City	MELROSE
State	MN
Zip	56352-1431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.30 A. E85' OF N75' & W 75' OF E 160' OF N 75' OF (NW4NW4) W OF CAR & S OF HARRISON ST CITY OF MELROSE SECTION 02 TOWNSHIP
Legal Range	33W
Legal Township	125
Legal Section	02
Jurisdiction	STEARNS MN
Township / Civil Division	MELROSE
Census Block Group	2
Census Block	2018
Census Tract	10600

Owner

Source: Stearns County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 5TH AVE SE, MELROSE, MN 56352-1431
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Mar 31, 2023	Quit Claim Deed, Transfer Quitclaim
Sep 5, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2026 · Amount on Record
Deed Sale	Sep 28, 2026 · Amount on Record
Prior Sale	Sep 5, 2018 · Amount on Record
Deed Document Number	20261721687
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Sep 28, 2026
Property Address	403 5TH AVE SE, MELROSE, MN 56352-1431
Document Number	0001721687
Instrument Date	Sep 24, 2026
Instrument	20261721687
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	CLOSING AND TITLE SERVICES, KEY TITLE & CLOSING SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$89,991.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	403 5TH AVE SE, MELROSE, MN 56352-1431

Mortgage

Document Number	0001721688,
Date	Sep 28, 2026
Instrument	20261721688

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Mar 31, 2023
Property Address	403 5TH AVE SE, MELROSE, MN 56352-1431
Document Number	00A1650858
Instrument Date	Mar 31, 2023
Instrument	A1650858
Transaction Type	Transfer
Record Updated	Apr 26, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 5TH AVE SE, MELROSE, MN 56352-1431

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Sep 5, 2018
Property Address	403 5TH AVE SE, MELROSE, MN 56352-1431
Document Number	00A1528488
Instrument Date	Sep 4, 2018
Instrument	A1528488
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 5TH AVE SE, MELROSE, MN 56352-1431

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	Melrose City
Unified School District	Melrose Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,474.00 (+15.18%)	$250,300 (+1.87%) Land $29,100 Building $221,200	$250,300 (+1.87%) Land $29,100 Building $221,200
2025		$245,700 (+10.63%) Land $27,700 Building $218,000	$245,700 (+10.63%) Land $27,700 Building $218,000
2023	$2,148.00	$222,100 Land $21,800 Building $200,300	$222,100 Land $21,800 Building $200,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Melrose serves 3,886 people · EPA ID MN1730016
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Arvig Fiber	1,000 / 500
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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