403 3rd St, Washburn (Waterloo), IA 50702 Property Records

Black Hawk County property record for 403 3rd St, Washburn, IA 50702

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 864 sqft · built 1959
Lot Size0.279 acres (12,160 sqft)
OwnerIndividual Name on File
Last Sale$180,000 (Jul 2026)
Tax Bill$1,816 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN8812-29-126-021

Property Details

APN / Parcel Number

Primary APN8812-29-126-021

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area864 sqft Living Area
1st Floor Area864 sqft
Basement Area864 sqft
Finished Basement400 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Exterior MaterialMetal
Construction TypeSteel Frame
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,160 sqft (0.279 acres)
Lot Dimensions160 ft deep x 76 ft wide
Garage TypeDetached
Garage Area1,152 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area30 sqft
Deck Area228 sqft
Patio Area228 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address403 3RD ST
CityWASHBURN
StateIA
Zip50702-6060
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAYFAIR SECOND ADDITION LOT 256
Legal Range12W
Legal Township88N
Legal Section29
Legal SubdivisionMAYFAIR SECOND ADDITION
Legal Lot Number256
JurisdictionBLACK HAWK IA
Township / Civil DivisionCEDAR
Census Block Group1
Census Block1022
Census Tract2902

Owner

403 3rd St is owned and occupied by an individual who bought it in July 2026.

Source: Black Hawk County records, as of September 1, 2026

Owner of RecordIndividual Name on File
Mailing Address403 3RD ST, WASHBURN, IA 50702-6060
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 16, 2026 · Amount on File
Deed SaleJul 16, 2026 · Amount on File
Deed Document Number202610668
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateJul 16, 2026
Property Address403 3RD ST, WASHBURN, IA 50702-6060
Document Number0000010668
Instrument DateJul 14, 2026
Instrument202610668
Transaction TypeTransfer
Record UpdatedJul 21, 2026
Title CompanyTITLE SERVICES CORPORATION

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$29,007.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 3RD ST, WASHBURN, IA 50702-6060

Mortgage

Document Number0000010669,
DateJul 16, 2026
Instrument202610669
Lender
NameWELLS FARGO
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate6.48%
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 403 3rd St was $1,816 with a homeowner's exemption, up 8.5% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,816.00 (+8.48%) Homeowner's exemption$154,610 Land $18,970 Building $135,640$154,610 Land $18,970 Building $135,640
2024$1,674.00
2023$134,990 (+25.62%) Land $18,970 Building $116,020$134,990 Land $18,970 Building $116,020
2022$1,328.00 Homeowner's exemption$107,460 Land $18,970 Building $88,490
2021$107,460 Land $18,970 Building $88,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 3rd St in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims21 (1993–2016)
Claims Outside the SFHA3 of 21
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2016 · 6 claims
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

May also be available: Alpine Communications.

Nearby Properties on 3rd St

Nearby Streets

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