Stearns County property record for 403 3rd St NE, Melrose, MN 56352
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 3,060 sqft · built 1903 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $38,000 (Aug 1985) |
| Tax Bill | $3,028 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 66-36971-0000 |
| Primary APN | 66-36971-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 13 Rooms |
| Stories | 1 Story |
| Building Area | 3,060 sqft Living Area |
| Gross Area | 2,896 sqft |
| 1st Floor Area | 1,352 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 20,000 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Area | 1,080 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Street Address | 403 3RD ST NE |
|---|---|
| City | MELROSE |
| State | MN |
| Zip | 56352-1111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 7-8-9 & 10 BLK 60 KRAKER'S RE-ARRGT SECTION 34 TOWNSHIP 126 RANGE 033 KRAKER'S RE-ARRGT SECTION 34 TOWNSHIP 126 RANGE |
| Legal Range | 33W |
| Legal Township | 126 |
| Legal Section | 34 |
| Legal Subdivision | KRAKERS RE-ARRGT |
| Legal Block | 60 |
| Legal Lot Number | 7-9 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | MELROSE |
| Census Block Group | 3 |
| Census Block | 3081 |
| Census Tract | 10600 |
403 3rd St NE is owned and occupied by an individual who acquired it in April 2025.
Source: Stearns County records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 403 3RD ST NE, MELROSE, MN 56352-1111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 1985 · Amount on File |
| Deed Sale | Aug 23, 1985 · Amount on File |
| Last Transfer Date | Apr 7, 2025 |
| Transfer Doc | 00A1690010 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 403 3rd St NE was $3,028.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | Melrose City |
| Unified School District | Melrose Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,028.00 | $294,200 (+0.55%) Land $33,300 Building $260,900 | $294,200 (+0.55%) Land $33,300 Building $260,900 |
| 2025 | $292,600 Land $31,700 Building $260,900 | $292,600 Land $31,700 Building $260,900 | |
| 2023 | $2,696.00 | $266,000 Land $30,300 Building $235,700 | $266,000 Land $30,300 Building $235,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 3rd St NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 403 3rd St NE is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Melrose serves 3,886 people · EPA ID MN1730016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Arvig Fiber | 1,000 / 500 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: AT&T, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures