San Mateo County property record for 403 3rd St, Montara, CA 94037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,300 sqft · built 1971 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $699,000 (Mar 2008) |
| Tax Bill | $15,420 (2025) |
| Deeds & Mortgages | Oct 2017 Line of Credit Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 036-061-110 |
| Primary APN | 036-061-110 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,300 sqft Living Area |
| Gross Area | 1,730 sqft |
| 1st Floor Area | 870 sqft |
| 2nd Floor Area | 430 sqft |
| Basement Area | 430 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 403 3RD ST |
|---|---|
| City | MONTARA |
| State | CA |
| Zip | 94037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | LOT 4 BLK 50 FARALLONE CITY 1ST ADD RSM 4/29 |
| Legal Subdivision | FARALLONE CITY 1ST ADD |
| Legal Block | 50 |
| Legal Lot Number | 4 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | HALF MOON BAY |
| Census Block Group | 5 |
| Census Block | 5018 |
| Census Tract | 613600 |
Source: San Mateo County records · APN 036-061-110
Assessment roll updated July 15, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 1014, MOSS BEACH, CA 94038-1014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 02, 2017 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Oct 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 07, 2008 · Amount on Record |
| Deed Sale | Mar 07, 2008 · Amount on Record |
| Prior Sale | Jun 30, 1995 · Amount on Record |
| Deed Document Number | 200824563 |
| Last Transfer Date | May 13, 2014 |
| Transfer Doc | 0000043263 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 403 3RD ST, MONTARA, CA 94037 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000086320 |
|---|---|
| Date | Oct 02, 2017 |
| Instrument | 2017-086320 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 20, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 403 3RD ST, MONTARA, CA 94037 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Title Company | LAWYERS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 403 3RD ST, MONTARA, CA 94037 |
| Document Number | 0000111777 |
|---|---|
| Date | Oct 15, 2020 |
| Instrument | 2020-111777 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Unified School District | Cabrillo Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,135,398 (+3.82%) Land $468,249 Building $667,149 | ||
| 2025 | $15,420.00 (+5.96%) Homeowner's exemption | $1,093,636 (+9.42%) Land $459,068 Building $634,568 | |
| 2023 | $14,552.00 (+14.99%) Homeowner's exemption | $999,486 Land $441,243 Building $558,243 | $1,239,930 |
| 2022 | $12,655.00 |
Source: FEMA National Flood Hazard Layer, San Mateo County (06081C), as of September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060816136005, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: AT&T, T-Mobile USA.
Based on FCC filings for 558 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA4110010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MONTARA WATER AND SANITARY DISTRICT serves 6,088 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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