403 3rd Ave W, Oneonta, AL 35121 Property Records

Blount County property record for 403 3rd Ave W, Oneonta, AL 35121

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,352 sqft · built 1950
Lot Size	0.156 acres (6,836 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Sep 2024)
Tax Bill	$595 (2026)
Deeds & Mortgages	Sep 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-07-36-4-000-049`

Property Details

APN / Parcel Number

Primary APN	`15-07-36-4-000-049`
Alternative APNs	`025014` `25014` `35359` `74798`

Interior

Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft
Flooring	Hardwood
Interior Walls	Plywood

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2015
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,836 sqft (0.156 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	74798
Street Address	403 3RD AVE W
City	ONEONTA
State	AL
Zip	35121-1621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG W COR LOT 3 BLOCK 4 ONEONTA LAND CO SD SE 110 NE 52 NW 110 TO SE R/W 3RD AVE SW 70 ALG R/W TO POB--
Legal Range	01E
Legal Township	12S
Legal Section	36
Legal Subdivision	ONEONTA LAND CO SD
Legal Block	4
Legal Lot Number	3
Jurisdiction	BLOUNT AL
Township / Civil Division	ONEONTA
Census Block Group	2
Census Block	2069
Census Tract	50104

Owner

Source: Blount County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 3RD AVE W, ONEONTA, AL 35121-1621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2024 · Amount on Record
Deed Sale	Sep 23, 2024 · Amount on Record
Deed Document Number	202410060766
Deed Book / Page	2024 / 25036
Record Updated	Oct 29, 2026

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLOUNT AL
Recording Date	Sep 23, 2024
Property Address	403 3RD AVE W, ONEONTA, AL 35121-1621
Document Number	2024/25036
Book / Page	2024 / 25036
Instrument Date	Sep 16, 2024
Instrument	10060766
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$11.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	282 VALLEY RD, ONEONTA, AL 35121-1347

Mortgage

Document Number	0202425038
Date	Sep 23, 2024
Instrument	2024/25038

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 5, 2054

Tax Assessment & Valuation

Source: Blount County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Blount County
Municipality	Oneonta City
Unified School District	Oneonta City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$595.00 (+6.82%) Homeowner's exemption
2025	$557.00 (+3.92%)	$13,680 (+14.77%)	$136,600 (+14.75%) Land $13,700 Building $122,900
2024	$536.00 (+8.28%)	$11,920 (+8.17%) Land $1,380 Building $10,540	$119,040 (+8.18%) Land $13,700 Building $105,340
2023	$495.00 (+6%)	$11,020 (+6.17%) Land $1,380 Building $9,640	$110,040 (+6.07%) Land $13,700 Building $96,340
2022	$467.00	$10,380 Land $1,380 Building $9,000	$103,740 Land $13,700 Building $90,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ONEONTA, UB OF THE serves 19,971 people · EPA ID AL0000103
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20