Rensselaer County and Troy City property record for 403 2nd St, Troy, NY 12180 · Last verified May 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1890 |
| Square Footage | 2,148 sqft Total Area |
| Lot Size | 3,049 sqft (0.07 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $230,000 (2023) |
| Tax Bill | $3,643.00 (2025) |
| Primary APN | 381700 111.36-7-17 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,148 sqft Total Area |
| 1st Floor | 1,074 sqft 1st Floor |
| 2nd Floor | 1,074 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional Style |
| Exterior Material | Brick Exterior |
| Lot Area | 3,049 sqft (0.07 acres) |
| Depth X Width | 130 ft x 25 ft Depth x Width |
| Patio Area | 324 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 88 sqft Porch |
| Heating System | HVAC Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 0903160 |
|---|---|
| Street Address | 403 2ND ST |
| City | TROY |
| State | NY |
| Zip | 12180-5307 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Description | 2 STY BK HSE 30-22/223 |
| Legal Block | 7 |
| Legal Lot Number | 17.000 |
| Jurisdiction | RENSSELAER NY |
| Minor Civil Division | TROY |
| Census Blockgroup | 4 |
| Census Block | 4007 |
| Census Tract | 40900 |
Source: Rensselaer County and Troy City records · APN 381700 111.36-7-17
Assessment roll updated May 15, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 403 2ND ST, TROY, NY 12180-5307 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 04, 2023 | Warranty Deed, Transfer · Stand Alone First Mortgage HOMESTEAD FUNDING CORP |
| Aug 27, 2020 | Deed of Trust, Mortgage · Line of Credit SEFCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 04, 2023 · Amount on Record |
| Deed Sale | May 04, 2023 · Amount on Record |
| Deed Doc Number | 2023626956 |
| Deed Book / Page | 10378 / 293 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | May 04, 2023 |
| Property Address | 403 2ND ST, TROY, NY 12180-5307 |
| Document Number | 0103780293 |
| Book / Page | 10378 / 293 |
| Instrument Date | May 02, 2023 |
| Instrument | 2023-626956 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 79 ROBIN LN, RENSSELAER, NY 12144-9635 |
| Document Number | 2023626957 |
|---|---|
| Date | May 04, 2023 |
| Instrument | 2023-626957 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 403 2ND ST, TROY, NY 12180-5307 |
| Document Number | 0000574160 |
| Instrument Date | Aug 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 403 2ND ST TROY NY 121805307, TROY, NY 12180-5307 |
| Document Number | 0000574160 |
|---|---|
| Date | Sep 10, 2020 |
| Book Page | 009278/000001 |
| Instrument | 574160 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | TROY, NY 12180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 09, 2035 |
| Rate Type | Adjustable Rate |
|---|
Source: Rensselaer County and Troy City records · Assessment roll updated May 15, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,643.00 (+19.33%) | $78,000 (-) Land $8,800 Building $69,200 | $133,600 (+19.93%) Land $15,073 Building $118,527 |
| 2023 | $78,000 (-) Land $8,800 Building $69,200 | $111,400 (+8.54%) Land $12,568 Building $98,832 | |
| 2022 | $3,053.00 Homeowner's exemption | $78,000 Land $8,800 Building $69,200 | $102,632 Land $11,579 Building $91,053 |
Source: FEMA National Flood Hazard Layer, Rensselaer County (36083C), updated January 12, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Hazard | Not mapped |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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