403 22nd St, Bedford, IN 47421 Property Records

Lawrence County property record for 403 22nd St, Bedford, IN 47421

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,776 sqft · built 2021
Lot Size	1.13 acres (49,223 sqft)
Owner	2 Individual Names on File
Last Sale	$371,300 (Jun 2021)
Tax Bill	$2,742 (2025)
Deeds & Mortgages	Oct 2019 Refinance Apr 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1100266511P3BS`

Property Details

APN / Parcel Number

Primary APN	`1100266511P3BS`
Alternative APNs	`47-06-24-304-027.011-010` `00077553549`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,776 sqft Living Area
1st Floor Area	1,776 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Metal Frame
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	49,223 sqft (1.13 acres)
Garage Type	Attached
Garage Area	1,024 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00077553549
Street Address	403 22ND ST
City	BEDFORD
State	IN
Zip	47421-4615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 24 TWP 5 R1W 1.13A TOTAL CENT PT SW SE TR 27-.90A TR28-.23A
Legal Range	1W
Legal Township	5
Legal Section	24
Legal Tract	27
Jurisdiction	LAWRENCE IN
Township / Civil Division	SHAWSWICK
Census Block Group	3
Census Block	3027
Census Tract	951100

Owner

403 22nd St is owned and occupied by two individuals who bought it in June 2021.

Source: Lawrence County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	403 22ND ST, BEDFORD, IN 47421-4615
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BEDFORD FEDERAL SAVINGS BANK
Apr 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BEDFORD FEDERAL SAVINGS BANK
Apr 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BEDFORD FEDERAL SAVINGS BANK
Jun 15, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BEDFORD FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2021 · Amount on File
Deed Sale	Jun 15, 2021 · Amount on File
Deed Document Number	20212021004339
Prior Transfer Date	Jun 7, 2021
Prior Transfer Doc	2021004339
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE IN
Property Address	403 22ND ST, BEDFORD, IN 47421-4615
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019006278
Date	Oct 28, 2019
Instrument	2019006278

Lender

Name	BEDFORD FEDERAL SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE IN
Property Address	403 22ND ST, BEDFORD, IN 47421-4615
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020001956
Date	Apr 20, 2020
Instrument	2020001956

Lender

Name	BEDFORD FEDERAL SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE IN
Property Address	403 22ND ST, BEDFORD, IN 47421-4615
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022002978
Date	Apr 28, 2022
Instrument	2022002978

Lender

Name	BEDFORD FEDERAL SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE IN
Recording Date	Jun 15, 2021
Property Address	403 22ND ST, BEDFORD, IN 47421-4615
Document Number	2021004339
Instrument Date	Jun 7, 2021
Instrument	2021004339
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021004340
Date	Jun 15, 2021
Instrument	2021004340

Lender

Name	BEDFORD FEDERAL SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	13 Months
Due	Jul 1, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 403 22nd St was $2,742 with a homeowner's exemption, down 2.9% from the year before.

Source: Lawrence County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bedford City
County	Lawrence County
County Subdivision	Shawswick Township
Unified School District	North Lawrence Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,742.00 (-2.9%) Homeowner's exemption	$301,100 Land $26,200 Building $274,900	$301,100 Land $26,200 Building $274,900
2024	$2,824.00 (+5.06%)
2023	$2,688.00 (+12.19%)	$263,200 (+8.63%) Land $24,600 Building $238,600	$263,200 (+8.63%) Land $24,600 Building $238,600
2022	$2,396.00	$242,300 Land $24,000 Building $218,300	$242,300 Land $24,000 Building $218,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 22nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 22nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD CITY UTILITIES serves 14,000 people · EPA ID IN5247001
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 22nd St

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