403 1st St, Mc Rae, AR 72102 Property Records

White County property record for 403 1st St, Mc Rae, AR 72102

Property Summary

Property Type	Mobile Home
Details	2 ba · 2,128 sqft · built 2003
Owner	Individual Name on File
Last Sale	$79,000 (Jun 2019)
Tax Bill	$642 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Oct 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012-00086-000`

Property Details

APN / Parcel Number

Primary APN	`012-00086-000`
Alternative APN	`36949`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,128 sqft Living Area
1st Floor Area	2,128 sqft

Exterior

Year Built	Built 2003
Exterior Material	Wood
Construction Type	Frame
Roof Material	Shingle
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	206 sqft
Fence	Fence
Utility Building	2,400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	403 1ST ST
City	MC RAE
State	AR
Zip	72102-8016
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	---
Legal Subdivision	MCRAE ORIGINAL
Legal Block	12
Legal Lot Number	5,6
Jurisdiction	WHITE AR
Township / Civil Division	MCRAE
Census Block Group	2
Census Block	2073
Census Tract	71102

Owner

403 1st St, a mobile home, is owned and occupied by an individual who acquired it in October 2022.

Source: White County records, as of October 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	403 1ST ST, MC RAE, AR 72102-8016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Oct 13, 2022	Intrafamily Transfer, Transfer
Jun 26, 2019	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2019 · Amount on File
Deed Sale	Jun 26, 2019 · Amount on File
Prior Sale	Jun 26, 2019 · Amount on File
Deed Document Number	DEED2019/08726
Deed Book / Page	DEED 2019 / 08726
Last Transfer Date	Oct 13, 2022
Transfer Doc	DEED2022/16239
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE AR
Property Address	403 1ST ST, MC RAE, AR 72102-8016
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 1ST ST, MC RAE, AR 72102-8016

Mortgage

Document Number	MTG2023/21641
Date	Sep 25, 2023
Book Page	MTG 2023/21641
Instrument	L202311094

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHITE AR
Recording Date	Oct 13, 2022
Property Address	403 1ST ST, MC RAE, AR 72102-8016
Document Number	DEED2022/16239
Book / Page	DEED 2022 / 16239
Instrument Date	Oct 10, 2022
Instrument	L202214703
Transaction Type	Transfer
Record Updated	Sep 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 1ST ST, MC RAE, AR 72102-8016

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE AR
Recording Date	Jun 26, 2019
Property Address	403 1ST ST, MC RAE, AR 72102-8016
Document Number	DEED2019/08726
Book / Page	DEED 2019 / 08726
Instrument Date	Jun 24, 2019
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	DALCO CLOSING AND TITLE, DALCO CLOSING & TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	328 RIDGEWAY BLVD, 328, WEATHERFORD, TX 76086-3923

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4031 HIGHWAY 367 S, MC RAE, AR 72102

Mortgage

Document Number	MTG201911779
Date	Jun 26, 2019
Instrument	MTG 2019/11779

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 403 1st St was $642 with a homeowner's exemption.

Source: White County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	White County
Municipality	McRae City
Unified School District	Beebe School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$642.00 Homeowner's exemption	$14,050 Land $1,650 Building $12,400
2023	$217.00 Homeowner's exemption	$14,050 Land $1,650 Building $12,400	$70,250 Land $8,250 Building $62,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 403 1st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 1st St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 70% of Arkansas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MC RAE WATERWORKS serves 870 people · EPA ID AR0000589
Water Source	Purchased surface water from SE WHITE COUNTY WATER ASSOC
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jan 2019
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: G5 Internet.

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