Story County property record for 403 1st St, Collins, IA 50055
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,344 sqft · built 1965 |
| Lot Size | 2.25 acres (98,010 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,698 (2025) |
| Deeds & Mortgages | Aug 2026 Transfer Jun 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-21-190-010 |
| Primary APN | 16-21-190-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 1,344 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 98,010 sqft (2.25 acres) |
| Lot Dimensions | 137 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 42 sqft |
| Patio Area | 242 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 403 1ST ST |
|---|---|
| City | COLLINS |
| State | IA |
| Zip | 50055-1032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DALBEY'S ADD LOT:1 COLLINS |
| Legal Range | 21W |
| Legal Township | 82N |
| Legal Section | 21 |
| Legal Subdivision | DALBEY'S ADD |
| Legal Lot Number | 1 |
| Jurisdiction | STORY IA |
| Township / Civil Division | COLLINS |
| Census Block Group | 2 |
| Census Block | 2123 |
| Census Tract | 10200 |
403 1st St is owner-occupied and held in a trust since August 2026.
Source: Story County records, as of September 16, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 226, COLLINS, IA 50055-0226 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 21, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 9, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 21, 2026 |
| Transfer Doc | 0000007642 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Aug 21, 2026 |
| Property Address | 403 1ST ST, COLLINS, IA 50055-1032 |
| Document Number | 0000007642 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 20267642 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Jun 9, 2021 |
| Property Address | 403 1ST ST, COLLINS, IA 50055-1032 |
| Document Number | 202107296 |
| Instrument Date | Jun 3, 2021 |
| Instrument | 2021-07296 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 1ST ST, COLLINS, IA 50055-1032 |
The 2025 property tax bill for 403 1st St was $2,698 with a homeowner's exemption, down 0.7% from the year before.
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Collins City |
| County | Story County |
| Unified School District | Collins-Maxwell Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,698.00 (-0.66%) Homeowner's exemption | $173,600 Land $13,400 Building $160,200 | $173,600 Land $13,400 Building $160,200 |
| 2024 | $2,716.00 | ||
| 2023 | $163,600 Land $11,700 Building $151,900 | $163,600 Land $11,700 Building $151,900 | |
| 2022 | $2,576.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 1st St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2010–2013) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2013 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 403 1st St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLINS WATER SUPPLY serves 505 people · EPA ID IA8515060 |
|---|---|
| Water Source | Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY) |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Colo Telephone Company Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
May also be available: Nextlink, T-Mobile.
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