403 12th St, Windsor, CO 80550 Property Records

Weld County property record for 403 12th St, Windsor, CO 80550

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,584 sqft · built 1996
Lot Size	0.18 acres (7,859 sqft)
Owner	Company Name on Record
Last Sale	$471,000 (Feb 2022)
Tax Bill	$3,117 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Feb 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8072-02-0-40-29`

Property Details

APN / Parcel Number

Primary APN	`8072-02-0-40-29`
Alternative APNs	`0807-20-2-04-029` `R1044496`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,584 sqft Living Area
Gross Area	3,368 sqft
1st Floor Area	1,360 sqft
Basement Area	1,360 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Frame/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,859 sqft (0.18 acres)
Garage Type	Attached
Garage Area	648 sqft
Porch	Slab
Porch Area	349 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1044496
Street Address	403 12TH ST
City	WINDSOR
State	CO
Zip	80550-5928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WIN 2RB5-29 L29 BLK5 RIVERBEND 2ND REPLAT
Legal Range	67W
Legal Township	6N
Legal Section	20
Legal Subdivision	RIVERBEND SUB 2ND RPLT
Legal Block	5
Legal Lot Number	29
Jurisdiction	WELD CO
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1013
Census Tract	2206

Owner

Source: Weld County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1530 16TH ST, 5, DENVER, CO 80202-1464
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2022	Special Warranty Deed, Transfer · VA Mortgage NAVY FCU
Feb 13, 2017	Warranty Deed, Transfer · Line of Credit BANK OF CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2022 · Amount on Record
Deed Sale	Feb 17, 2022 · Amount on Record
Prior Sale	Feb 13, 2017 · Amount on Record
Deed Document Number	20224803312
Prior Transfer Date	Nov 17, 2010
Prior Transfer Doc	0003737343
Record Updated	Oct 29, 2026

February 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WELD CO
Recording Date	Feb 17, 2022
Property Address	403 12TH ST, WINDSOR, CO 80550-5928
Document Number	0004803312
Instrument Date	Feb 15, 2022
Instrument	4803312
Transaction Type	Transfer
Record Updated	Feb 23, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$47.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	403 12TH ST, WINDSOR, CO 80550-5928

Mortgage

Document Number	0004803313
Date	Feb 17, 2022
Instrument	4803313

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELD CO
Recording Date	Feb 13, 2017
Property Address	403 12TH ST, WINDSOR, CO 80550-5928
Document Number	0004277792
Instrument Date	Feb 10, 2017
Instrument	4277792
Transaction Type	Transfer
Record Updated	Feb 22, 2017
Title Company	GROUP GUARANTEED TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 68 WINDSOR CO 805500068, WINDSOR, CO 80550-0068

Mortgage

Document Number	4277793
Date	Feb 13, 2017
Instrument	4277793

Lender

Name	BANK OF CO
Type	Bank
Address	WINDSOR, CO 80550

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Windsor Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,530 (-2.08%) Land $6,300 Building $24,230	$498,902 (-) Land $103,000 Building $395,902
2025	$3,117.00 (+17.49%)	$31,180 (-1.92%) Land $6,440 Building $24,740	$498,902 (+6.15%) Land $103,000 Building $395,902
2024	$2,653.00 (+8.95%)
2023	$2,435.00	$31,790 Land $5,140 Building $26,650	$470,000 Land $76,000 Building $394,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 23,500 people · EPA ID CO0162843
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Vistabeam.

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