4029 Saltspring Dr, Ferndale, WA 98248 Property Records

Whatcom County property record for 4029 Saltspring Dr, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,456 sqft · built 1976
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$865,000 (Jul 2021)
Tax Bill	$7,214 (2025)
Deeds & Mortgages	Jul 2021 Sale Jul 2018 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`380116-070498-0000`

Property Details

APN / Parcel Number

Primary APN	`380116-070498-0000`
Alternative APNs	`582562` `39715` `34106`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,456 sqft Living Area
Gross Area	2,831 sqft
1st Floor Area	1,760 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1996
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	375 sqft
Parking Spaces	1 Parking Space
Porch	Wood Porch
Porch Area	48 sqft
Patio Area	410 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	39715
Street Address	4029 SALTSPRING DR
City	FERNDALE
State	WA
Zip	98248-9538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR3
Legal Description	SANDY POINT SHORES NO 3-ALL LOT 78-THAT PTN OF LOT 79 DAF-BEG AT SE COR OF LOT 79-TH N 81 DEG 3300 W ALG SLY LI OF LOT 79 44.98 FT TO POB-TH N 81 DEG 3300 W 44.77 FT-TH N 17 DEG 5300 E 2.30 FT-TH S 78 DEG 3728 E 44.45 FT TO POB-EXC PTN OF LOT 78 DAF-
Legal Range	01
Legal Township	38
Legal Section	16
Legal Subdivision	SANDY POINT SHORES NO 3
Legal Block	1
Legal Lot Number	78,79
Jurisdiction	WHATCOM WA
Township / Civil Division	LUMMI RESERVATION
Census Block Group	1
Census Block	1022
Census Tract	940001

Owner

4029 Saltspring Dr is owned and occupied by an individual who bought it in July 2021.

Source: Whatcom County records, as of April 6, 2026

Owner of Record	Individual Name on File
Mailing Address	4029 SALTSPRING DR, FERNDALE, WA 98248-9538
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Warranty Deed, Transfer CHICAGO TITLE BELLINGHAM
Jul 23, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 23, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2021 · Amount on File
Deed Sale	Jul 20, 2021 · Amount on File
Deed Document Number	20213360
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jul 20, 2021
Property Address	4029 SALTSPRING DR, FERNDALE, WA 98248-9538
Document Number	0000703360
Map Reference	VOL 09 PG 120&121
Instrument Date	Jul 20, 2021
Instrument	2021-0703360
Transaction Type	Transfer
Record Updated	May 27, 2022
Title Company	CHICAGO TITLE BELLINGHAM

Transaction

Amount	Amount on Record
Tax	$14,502.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4029 SALTSPRING DR, FERNDALE, WA 98248-9538

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Jul 23, 2018
Property Address	4029 SALTSPRING DR, FERNDALE, WA 98248-9538
Document Number	2180702339
Instrument Date	Jun 29, 2018
Instrument	702339
Transaction Type	Transfer
Record Updated	Aug 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4029 SALTSPRING DR FERNDALE WA 982489538, FERNDALE, WA 98248-9538

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Jul 23, 2018
Property Address	4029 SALTSPRING DR, FERNDALE, WA 98248-9538
Document Number	2180702338
Instrument Date	Jun 29, 2018
Instrument	702338
Transaction Type	Transfer
Record Updated	Aug 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 4029 Saltspring Dr was $7,214.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,214.00	$906,338 Land $436,638 Building $469,700	$906,338 Land $436,638 Building $469,700
2022		$762,324 Land $367,250 Building $395,074	$762,324 Land $367,250 Building $395,074
2021	$4,969.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4029 Saltspring Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 185 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	185 in force
Nearby Flood Claims	16 (1990–2025)
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Jan 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4029 Saltspring Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDY POINT IMPROVEMENT CO private · serves 2,098 people · EPA ID WA5376105
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Ziply Fiber.

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