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4029 Pemberly Pines Cir, Saint Cloud, FL 34769 Property Records

Osceola County property record for 4029 Pemberly Pines Cir, Saint Cloud, FL 34769 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,768 sqft · built 2005
Lot Size0.029 acres (1,263 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Aug 2021)
Tax Bill$3,220 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-26-30-0731-0001-0190

Property Details

APN / Parcel Number

Primary APN04-26-30-0731-0001-0190
Alternative APNs
  • 263004073100010190
  • 129438

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,768 sqft Living Area
Gross Area2,181 sqft
1st Floor Area880 sqft
Upper Floors Area888 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area1,263 sqft (0.029 acres)
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area14 sqft
Patio Area33 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address4029 PEMBERLY PINES CIR
CitySAINT CLOUD
StateFL
Zip34769-1544
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPEMBERLY PINES PB 17 PGS 77-79 LOT 19
Legal Range30E
Legal Township26S
Legal Section04
Legal SubdivisionPEMBERLY PINES
Legal Tract731
Legal Block190
Legal Lot Number19
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1012
Census Tract43203

Owner

Source: Osceola County records · APN 04-26-30-0731-0001-0190

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4029 PEMBERLY PINES CIR, SAINT CLOUD, FL 34769-1544
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 30, 2021 · Amount on Record
Deed SaleAug 30, 2021 · Amount on Record
Prior SaleAug 01, 2016 · Amount on Record
Deed Document Number2021134561
Deed Book / Page6032 / 2793
Prior Transfer DateApr 16, 2013
Prior Transfer Doc0044292817
Record UpdatedJun 08, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 30, 2021
Property Address4029 PEMBERLY PINES CIR, SAINT CLOUD, FL 34769-1544
Document Number0060322793
Book / Page6032 / 2793
Map ReferenceMB 17 PG 77-79
Instrument DateAug 25, 2021
Instrument2021134561
Transaction TypeTransfer
Record UpdatedSep 15, 2021
Title CompanyMAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,575.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2654 TOPSAIL HILL ST, 2654, ORLANDO, FL 32828-7798

Transferred To (Grantee/Buyer)

NameVerified Name
Address246 BEECH ST # 2, 2, KEARNY, NJ 07032-3002

Mortgage

Document Number60322795
DateAug 30, 2021
Instrument6032/2795
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,220.00 (+3.57%) Homeowner's exemption$222,808 (+5.99%)$244,800 (-0.81%) Land $35,000 Building $209,800
2024$3,109.00 (+2.71%)
2023$3,027.00 (+3.7%) Homeowner's exemption$210,223 (+3%)$246,800 (+20.92%) Land $14,900 Building $231,900
2022$2,919.00 Homeowner's exemption$204,100 Land $14,900 Building $189,200$204,100 Land $14,900 Building $189,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 15 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017, river or lake flooding, Hurricane Irma

Wildfire

Wildfire RiskLow
above 20% of the US · above 7% of Florida
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 308 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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