Madera County property record for 40286 Rd 406, Madera, CA 93636 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1997 |
| Square Footage | 2,000 sqft Living Area |
| Lot Size | 10.1 acres |
| Garage | 464 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,444.00 (2025) |
| Primary APN | 050-280-046-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,000 sqft Living Area |
| 1st Floor | 2,000 sqft 1st Floor |
| Basement Area | 464 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Construction Type | Frame Construction |
| Lot Area | 442,134 sqft |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 464 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 40286 ROAD 406 |
|---|---|
| City | MADERA |
| State | CA |
| Zip | 93636-8141 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SEC 8 T10S R20E #1576 28/77-4 |
| Legal Range | 20E |
| Legal Township | 10S |
| Legal Section | 08 |
| Legal Subdivision | PARCEL MAP 1576 |
| Legal Lot Number | 4 |
| Jurisdiction | MADERA CA |
| Minor Civil Division | YOSEMITE LAKES |
| Census Blockgroup | 2 |
| Census Block | 2041 |
| Census Tract | 109 |
Source: Madera County records · APN 050-280-046-000
Assessment roll updated July 20, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40286 ROAD 406, MADERA, CA 93636-8141 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 10, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage MIDFIRST BANK |
| Sep 21, 2023 | Intrafamily Transfer, Transfer STEWART TITLE, STEWART TITLE OF CA INC |
| Sep 21, 2023 | Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage COUNTRY CLUB MORTGAGE INC |
| Sep 30, 2021 | Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Apr 20, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD-HOUSING/URBAN DEV |
| Apr 20, 2017 | Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage STEARNS LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 21, 2023 |
| Deed Sale | Sep 21, 2023 |
| Prior Sale | Sep 30, 2021 |
| Deed Doc Number | 202318261 |
| Prior Transfer Date | Sep 15, 2023 |
| Prior Transfer Doc | 0000018260 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADERA CA |
| Property Address | 40286 ROAD 406, MADERA, CA 93636-8141 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 40286 ROAD 406, MADERA, CA 93636-8141 |
| Document Number | 0000021568 |
|---|---|
| Date | Oct 10, 2025 |
| Instrument | 2025021568 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Oct 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADERA CA |
| Recording Date | Sep 21, 2023 |
| Property Address | 40286 ROAD 406, MADERA, CA 93636-8141 |
| Document Number | 0000018261 |
| Map Reference | MB 28 PG 77 |
| Instrument Date | Sep 16, 2023 |
| Instrument | 2023018261 |
| Transaction Type | Transfer |
| Record Updated | Oct 04, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 40286 ROAD 406, MADERA, CA 93636-8141 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADERA CA |
| Recording Date | Sep 21, 2023 |
| Property Address | 40286 ROAD 406, MADERA, CA 93636-8141 |
| Document Number | 0000018260 |
| Map Reference | MB 28 PG 77 |
| Instrument Date | Sep 15, 2023 |
| Instrument | 2023018260 |
| Transaction Type | Transfer |
| Record Updated | Oct 04, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 40286 ROAD 406, MADERA, CA 93636-8141 |
| Document Number | 0000018262 |
|---|---|
| Date | Sep 21, 2023 |
| Instrument | 2023018262 |
| Name | COUNTRY CLUB MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADERA CA |
| Recording Date | Sep 30, 2021 |
| Property Address | 40286 ROAD 406, MADERA, CA 93636-8141 |
| Document Number | 0000030658 |
| Map Reference | MB 28 PG 77 |
| Instrument Date | Jul 16, 2021 |
| Instrument | 2021030658 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 40286 ROAD 406, MADERA, CA 93636-8141 |
| Document Number | 0000030659 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 2021030659 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADERA CA |
| Property Address | 40286 ROAD 406, MADERA, CA 93636-8141 |
| Document Number | 0000014132 |
| Instrument Date | Apr 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 40286 ROAD 406 MADERA CA 936368141, MADERA, CA 93636-8141 |
| Document Number | 0000014132 |
|---|---|
| Date | Jun 01, 2017 |
| Instrument | 14132 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 31, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MADERA CA |
| Property Address | 40286 ROAD 406, MADERA, CA 93636-8141 |
| Document Number | 0000014131 |
| Instrument Date | Apr 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 40286 ROAD 406 MADERA CA 936368141, MADERA, CA 93636-8141 |
| Document Number | 0000014131 |
|---|---|
| Date | Jun 01, 2017 |
| Instrument | 14131 |
| Name | STEARNS LNDG |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 31, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Madera County records · Assessment roll updated July 20, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Madera County |
| Unified School District | Chawanakee Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $324,849 (+2%) Land $85,806 Building $239,043 | |
| 2025 | $3,444.00 (+3.83%) | $318,480 (+4.04%) Land $84,124 Building $234,356 |
| 2023 | $3,317.00 (+1%) | $306,114 Land $80,858 Building $225,256 |
| 2022 | $3,284.00 |
40286 Rd 406 is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (High risk).
Source: FEMA National Flood Hazard Layer · Madera County (06039C), updated October 18, 2023
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | High 79th percentile of exposed land nationally · 56th in California |
|---|---|
| Wildfire Likelihood | High — about 1 in 190 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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