Henderson County property record for 4028 Wt Royster Rd, Robards, KY 42452 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Lot Size | 4.8 acres (209,088 sqft) |
| Owner | Individual Name on File |
| Last Sale | $17,000 (Oct 2025) |
| Tax Bill | $480 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit Oct 2025 Sale & Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 80-129 |
| Primary APN | 80-129 |
|---|---|
| Alternative APN |
|
| Lot Area | 209,088 sqft (4.8 acres) |
|---|---|
| Terrain | Rolling |
| Account Number | 48750 |
|---|---|
| Street Address | 4028 WT ROYSTER RD |
| City | ROBARDS |
| State | KY |
| Zip | 42452-9781 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VACANT LOT |
| Legal Subdivision | GLORIA NANCE MINOR |
| Legal Lot Number | 5 |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | HEBBARDSVILLE-ROBARDS |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 20800 |
Source: Henderson County records · APN 80-129
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4028 WT ROYSTER RD, ROBARDS, KY 42452-9781 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 02, 2022 | Deed of Trust, Mortgage · Line of Credit FIELD & MAIN BANK |
| Oct 28, 2025 | Deed, Construction Loan · Construction Mortgage FIELD & MAIN BANK |
| May 26, 2021 | Deed, Transfer · Line of Credit FIELD & MAIN BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 28, 2025 · Amount on Record |
| Deed Sale | Oct 28, 2025 · Amount on Record |
| Prior Sale | May 26, 2021 · Amount on Record |
| Deed Document Number | 2025010265 |
| Deed Book / Page | RE686 / 645 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 4028 WT ROYSTER RD, ROBARDS, KY 42452-9781 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | MT1382/559 |
|---|---|
| Date | Feb 02, 2022 |
| Book Page | MT1382/559 |
| Instrument | 2022001138 |
| Name | FIELD & MAIN BANK |
|---|---|
| Type | Bank |
| Address | HENDERSON, KY 42419 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 01, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Oct 28, 2025 |
| Property Address | 4028 WT ROYSTER RD, ROBARDS, KY 42452-9781 |
| Document Number | 0RE686/645 |
| Book / Page | RE686 / 645 |
| Map Reference | MB 8 PG 599B |
| Instrument Date | Oct 20, 2025 |
| Instrument | 2025010265 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $17.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4008 WT ROYSTER RD, ROBARDS, KY 42452-9781 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4028 WT ROYSTER RD, ROBARDS, KY 42452-9781 |
| Document Number | 2025010266 |
|---|---|
| Date | Oct 28, 2025 |
| Instrument | 2025010266 |
| Name | FIELD & MAIN BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 23, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | May 26, 2021 |
| Property Address | 4028 WT ROYSTER RD, ROBARDS, KY 42452-9781 |
| Document Number | RE0651/275 |
| Book / Page | RE 0651 / 275 |
| Map Reference | MB 8 PG 599B |
| Instrument Date | May 20, 2021 |
| Instrument | 2021006102 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $38.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 N LINCOLN AVE, HENDERSON, KY 42420-3350 |
| Name | Verified Name |
|---|---|
| Address | 4008 WT ROYSTER RD, ROBARDS, KY 42452-9781 |
| Investor | Possibly a Property Investor |
| Document Number | 2021006103 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 2021006103 |
| Name | FIELD & MAIN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 20, 2041 |
Source: Henderson County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Unified School District | Henderson County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $480.00 (-0.83%) | $38,400 (-) | $38,400 (-) |
| 2023 | $484.00 (+0.83%) | $38,400 (+6%) | $38,400 (+6%) |
| 2022 | $480.00 | $24,000 | $24,000 |
Source: FEMA National Flood Hazard Layer, Henderson County (21101C), updated May 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211010208001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low above 5% of the US · above 5% of Kentucky |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Conexon Connect | Fiber | 2,000 / 2,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Benton Ridge Telephone Company | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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