4028 Upton Ave, Toledo, OH 43613 Property Records

Lucas County property record for 4028 Upton Ave, Toledo, OH 43613

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,733 sqft · built 1927
Lot Size	0.243 acres (10,600 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Aug 2019)
Tax Bill	$2,365 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-08151`

Property Details

APN / Parcel Number

Primary APN	`07-08151`
Alternative APN	`03118034`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,733 sqft Living Area
1st Floor Area	1,174 sqft
Attic	Attic
Attic Area	1,118 sqft
Basement Area	1,166 sqft

Exterior

Year Built	Built 1927
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	10,600 sqft (0.243 acres)
Lot Dimensions	132 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	192 sqft
Deck Area	172 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4028 UPTON AVE
City	TOLEDO
State	OH
Zip	43613-4002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-IL
Legal Description	HEARTHSTONE LOT 50 & N 20 FT 51 & S 20FT 49
Legal Subdivision	HEARTHSTONE
Legal Tract	2
Legal Lot Number	50
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	2
Census Block	2003
Census Tract	202

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4028 UPTON AVE, TOLEDO, OH 43613-4002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 8, 2019	Fiduciary Deed, Transfer · Conventional Mortgage GREENTREE MORTGAGE COMPANY LP
May 29, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2019 · Amount on Record
Deed Sale	Aug 8, 2019 · Amount on Record
Prior Sale	May 29, 2019
Deed Document Number	201908080031195
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	4028 UPTON AVE, TOLEDO, OH 43613-4002
Transaction Type	Mortgage
Record Updated	Feb 15, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004803
Date	Jan 28, 2022
Instrument	202201280004803

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

August 2019: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	LUCAS OH
Recording Date	Aug 8, 2019
Property Address	4028 UPTON AVE, TOLEDO, OH 43613-4002
Document Number	0000031195
Instrument Date	Aug 2, 2019
Instrument	201908080031195
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4028 UPTON AVE, TOLEDO, OH 43613-4002
Investor	Possibly a Property Investor

Mortgage

Document Number	0000031196
Date	Aug 8, 2019
Instrument	201908080031196

Lender

Name	GREENTREE MORTGAGE COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUCAS OH
Recording Date	May 29, 2019
Property Address	4028 UPTON AVE, TOLEDO, OH 43613-4002
Document Number	0000019643
Instrument Date	May 28, 2019
Instrument	19643
Transaction Type	Transfer
Record Updated	Aug 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1214 PARKLAND RD LAKE ORION MI 483602804, LAKE ORION, MI 48360-2804

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,365.00 (+16.91%) Homeowner's exemption	$35,560 (-) Land $11,165 Building $24,395
2024	$2,023.00 (+3.11%) Homeowner's exemption	$35,560 (+21.97%) Land $11,165 Building $24,395	$101,600 (+21.97%) Land $31,900 Building $69,700
2023	$1,962.00 (-0.41%) Homeowner's exemption	$29,155 (-) Land $8,435 Building $20,720
2022	$1,970.00 Homeowner's exemption	$29,155 Land $8,435 Building $20,720
2021			$83,300 Land $24,100 Building $59,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable	10,000 / 10,000

May also be available: MetaLINK Technologies, T-Mobile, Verizon.

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