4028 Turtle Rd, Saint Bonifacius, MN 55375 Property Records

Hennepin County property record for 4028 Turtle Rd, Saint Bonifacius, MN 55375

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.25 ba · 2,076 sqft · built 2003
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Jul 2022)
Tax Bill	$6,928 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Mar 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`32-117-24-12-0029`

Property Details

APN / Parcel Number

Primary APN	`32-117-24-12-0029`

Interior

Bedrooms	5 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,076 sqft Living Area
Gross Area	3,656 sqft
1st Floor Area	1,178 sqft
2nd Floor Area	898 sqft
Basement Area	942 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	32,670 sqft (0.75 acres)
Lot Dimensions	267 ft deep x 88 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	638 sqft
Deck Area	516 sqft
Patio Area	404 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Space Heater

Location & Zoning

Street Address	4028 TURTLE RD
City	SAINT BONIFACIUS
State	MN
Zip	55375-1411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 008 BLOCK 001 T TURTLE CREEK 3RD ADDN NW 88X267X194X250
Legal Range	24
Legal Township	117
Legal Section	32
Legal Quarter	12
Legal Subdivision	TURTLE CREEK 3RD ADDN
Legal Block	1
Legal Lot Number	8
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNETRISTA
Census Block Group	4
Census Block	4011
Census Tract	27703

Owner

4028 Turtle Rd is owned and occupied by two individuals who bought it in July 2022.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4028 TURTLE RD, SAINT BONIFACIUS, MN 55375-1411
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 11, 2022	Deed of Trust, Mortgage · Line of Credit U S BANK NATIONAL ASSOCIATION
Jul 21, 2022	Warranty Deed, Transfer · Conventional Mortgage CAMBRIA FINANCIAL GROUP LLC
Aug 26, 2020	Deed of Trust, Mortgage · Conventional with PMI TRADITION MTG
Jul 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage TRADITION MTG
May 11, 2018	Warranty Deed, Transfer · Conventional with PMI MARKETPLACE HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2022 · Amount on File
Deed Sale	Jul 21, 2022 · Amount on File
Prior Sale	May 11, 2018 · Amount on File
Deed Document Number	20225961081
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	4028 TURTLE RD, ST BONIFACIUS, MN 55375-1411
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4028 TURTLE RD, MINNETRISTA, MN 55375-1411

Mortgage

Document Number	0T05844732
Date	Jun 9, 2021
Instrument	T05844732

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 19, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	4028 TURTLE RD, ST BONIFACIUS, MN 55375-1411
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4028 TURTLE RD, MINNETRISTA, MN 55375-1411

Mortgage

Document Number	00T5928682
Date	Mar 11, 2022
Instrument	T5928682

Lender

Name	U S BANK NATIONAL ASSOCIATION
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Feb 18, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jul 21, 2022
Property Address	4028 TURTLE RD, ST BONIFACIUS, MN 55375-1411
Document Number	00T5961081
Instrument Date	Jul 11, 2022
Instrument	T5961081
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	EXECUTIVE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,227.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4028 TURTLE RD, SAINT BONIFACIUS, MN 55375-1411

Mortgage

Document Number	00T5961082
Date	Jul 21, 2022
Instrument	T5961082

Lender

Name	CAMBRIA FINANCIAL GROUP LLC
Type	Funding / Finance Company
Address	EDEN PRAIRIE, MN 55344

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	4028 TURTLE RD, ST BONIFACIUS, MN 55375-1411
Document Number	0005742120
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Sep 30, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4028 TURTLE RD ST BONIFACIUS MN 553751411, ST BONIFACIUS, MN 55375-1411

Mortgage

Document Number	0005742120
Date	Sep 2, 2020
Instrument	5742120

Lender

Name	TRADITION MTG
Type	Mortgage Company
Address	LAKEVILLE, MN 55044

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	4028 TURTLE RD, ST BONIFACIUS, MN 55375-1411
Document Number	0005631120
Instrument Date	Jul 22, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4028 TURTLE RD ST BONIFACIUS MN 553751411, ST BONIFACIUS, MN 55375-1411

Mortgage

Document Number	0005631120
Date	Jul 26, 2019
Instrument	5631120

Lender

Name	TRADITION MTG
Type	Mortgage Company
Address	LAKEVILLE, MN 55044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	May 11, 2018
Property Address	4028 TURTLE RD, ST BONIFACIUS, MN 55375-1411
Document Number	0005529533
Instrument Date	May 10, 2018
Instrument	5529533
Transaction Type	Transfer
Record Updated	May 22, 2018
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,292.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4028 TURTLE RD MINNETRISTA MN 553751411, MINNETRISTA, MN 55375-1411

Mortgage

Document Number	5529534
Date	May 11, 2018
Instrument	5529534

Lender

Name	MARKETPLACE HM MTG
Type	Mortgage Company
Address	EDINA, MN 55435

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4028 Turtle Rd was $6,928.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minnetrista City
Unified School District	Waconia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,928.00	$594,200 Land $159,500 Building $434,700	$594,200 Land $159,500 Building $434,700
2023	$6,329.00 Homeowner's exemption
2022		$584,000 Land $175,000 Building $409,000	$584,000 Land $175,000 Building $409,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4028 Turtle Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4028 Turtle Rd is moderate, ranking above 48% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 78% of Minnesota
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minnetrista serves 5,888 people · EPA ID MN1270036
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.71 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Metronet.

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