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4028 S Ocean Blvd, Highland Beach (Boca Raton), FL 33487 Property Records

Palm Beach County property record for 4028 S Ocean Blvd, Highland Beach, FL 33487

Property Summary

Property TypeSingle Family Home
Details7 ba · 5,656 sqft · built 2004
Lot Size0.185 acres (8,059 sqft)
OwnerCompany Name on Record
Last Sale$3,500,000 (Dec 2020)
Tax Bill$53,022 (2025)
Deeds & MortgagesMar 2021 Mortgage
Dec 2020 Sale
Flood ZoneZone AE (high risk)
APN24-43-47-04-55-000-0140

Property Details

APN / Parcel Number

Primary APN24-43-47-04-55-000-0140

Interior

Full Baths7 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area5,656 sqft Living Area
Gross Area7,235 sqft
1st Floor Area2,667 sqft
Upper Floors Area2,989 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeWood Truss
Roof MaterialTile
Lot Area8,059 sqft (0.185 acres)
Lot Dimensions139 ft deep x 58 ft wide
View / LotWater
Garage Area786 sqft

Exterior Amenities

Pool Area72 sqft
PorchOpen Porch
Porch Area793 sqft
Patio Area747 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address4028 S OCEAN BLVD
CityHIGHLAND BEACH
StateFL
Zip33487-3322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRML
Legal DescriptionOCEAN COVE LT 14
Legal Range43E
Legal Township47S
Legal Section04
Legal SubdivisionOCEAN COVE
Legal Lot Number14
JurisdictionPALM BEACH FL
Township / Civil DivisionBOCA RATON
Census Block Group2
Census Block2000
Census Tract7407

Owner

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Co-owner2 Co-owners on Record
Mailing Address4028 S OCEAN BLVD, HIGHLAND BEACH, FL 33487-3322
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
MORGAN STANLEY PRIVATE BANK NA
Dec 28, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names4 Names on Deed
Last SaleDec 28, 2020 · Amount on Record
Deed SaleDec 28, 2020 · Amount on Record
Prior SaleDec 28, 2020 · Amount on Record
Deed Document Number0320391643
Deed Book / Page032039 / 001643
Last Transfer DateMar 3, 2025
Transfer Doc0355831556
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Property Address4028 S OCEAN BLVD, HIGHLAND BEACH, FL 33487-3322
Transaction TypeMortgage
Record UpdatedAug 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4028 S OCEAN BLVD, HIGHLAND BEACH, FL 33487-3322

Mortgage

Document Number0323171712
DateMar 25, 2021
Book Page32317/1712
Instrument20210133683
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
AddressCINCINNATI, OH 45245
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051
Interest
Rate TypeAdjustable Rate
Type Change DateApr 1, 2031
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change7.45%
IndexOther
Margin3
Max Rate7.45%

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPALM BEACH FL
Recording DateDec 28, 2020
Property Address4028 S OCEAN BLVD, HIGHLAND BEACH, FL 33487-3322
Document Number0320391643
Book / Page032039 / 001643
Instrument DateDec 11, 2020
Instrument496729
Transaction TypeTransfer
Record UpdatedFeb 5, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$24,500.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address4028 S OCEAN BLVD HIGHLAND BEACH FL 334873322, HIGHLAND BEACH, FL 33487-3322

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPalm Beach County
MunicipalityHighland Beach Town
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$53,022.00 (+5.12%) Homeowner's exemption$3,373,248 (+5.99%)$4,736,613 (-8.96%) Land $3,005,034 Building $1,731,579
2023$50,438.00 (+0.53%) Homeowner's exemption$3,182,700 (+3%)$5,202,648 (+15.7%) Land $2,889,455 Building $2,313,193
2022$50,170.00 Homeowner's exemption$3,090,000$4,496,569 Land $2,626,779 Building $1,869,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 225 individual policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1,060 units insured
incl. 835 condo units
Nearby Flood Claims37 (1979–2025)
Claims Outside the SFHA1 of 37
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Wilma, Oct 2005 · 6 claims
  • Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHIGHLAND BEACH WATER PLANT
serves 4,287 people · EPA ID FL4500609
Water SourceGroundwater
Last State InspectionJul 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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