4028 Richfield Ave, Waco, TX 76707 Property Records

McLennan County property record for 4028 Richfield Ave, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1949
Lot Size	0.16 acres (6,960 sqft)
Owner	Company Name on Record
Tax Bill	$1,214 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Jan 2018 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`48-003900-012900-7`

Property Details

APN / Parcel Number

Primary APN	`48-003900-012900-7`
Alternative APNs	`4800390001290070111` `164053`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Flooring	Carpet

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1974
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	6,960 sqft (0.16 acres)
Lot Dimensions	120 ft deep x 58 ft wide
Driveway	Concrete Driveway
Driveway Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	36 sqft
Storage Building	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4028 RICHFIELD AVE
City	WACO
State	TX
Zip	76707-1662
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	BELMONT GARDENS 1 & 3 LOT 8 BLOCK 12 ACRES .1598
Legal Subdivision	BELMONT GARDENS 1 & 3
Legal Block	12
Legal Lot Number	8
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2024
Census Tract	2700

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 154729, WACO, TX 76715-4729
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK & TRUST
Jan 26, 2018	Deed of Trust, Mortgage · Commercial Mortgage CENTRAL NATIONAL BANK
Jul 24, 2020	Loan Modification, Mortgage NOT AVAILABLE
Jan 24, 2019	Loan Modification, Mortgage CENTRAL NAT'L BK
Sep 19, 2017	Grant Deed, Transfer
Sep 18, 2017	Quit Claim Deed, Transfer Quitclaim
Jun 5, 2019	Correction Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2017
Deed Sale	Sep 19, 2017
Prior Sale	Oct 13, 2016
Deed Document Number	201730774
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	4028 RICHFIELD AVE, WACO, TX 76707-1662
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003377
Date	Feb 2, 2017
Instrument	2017003377

Lender

Name	COMMUNITY BANK & TRUST
Type	Bank
Address	WACO, TX 76703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	4028 RICHFIELD AVE, WACO, TX 76707-1662
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002728
Date	Jan 26, 2018
Instrument	2018002728

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Address	WOODWAY, TX 76712

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	4028 RICHFIELD AVE, WACO, TX 76707-1662
Document Number	0000029507
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 154729 WACO TX 767154729, WACO, TX 76715-4729

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	4028 RICHFIELD AVE, WACO, TX 76707-1662
Document Number	0000004690
Instrument Date	Jan 24, 2019
Transaction Type	Mortgage
Record Updated	Apr 3, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 154729 WACO TX 767154729, WACO, TX 76715-4729

Mortgage

Document Number	0000004690
Date	Feb 12, 2019
Instrument	4690

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	WACO, TX 76712

Agreement

Term	12 Months
Due	Feb 11, 2020

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	Sep 19, 2017
Property Address	4028 RICHFIELD AVE, WACO, TX 76707-1662
Document Number	0000030774
Instrument Date	Sep 18, 2017
Instrument	30774
Transaction Type	Transfer
Record Updated	Oct 5, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 154729 WACO TX 767154729, WACO, TX 76715-4729

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLENNAN TX
Recording Date	Sep 18, 2017
Property Address	4028 RICHFIELD AVE, WACO, TX 76707-1662
Document Number	0000030510
Instrument Date	Sep 12, 2017
Instrument	30510
Transaction Type	Transfer
Record Updated	Oct 3, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Partial Interest Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 154729 WACO TX 767154729, WACO, TX 76715-4729

June 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 5, 2019
Property Address	4028 RICHFIELD AVE, WACO, TX 76707-1662
Document Number	0000018502
Instrument Date	Sep 12, 2017
Instrument	18502
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 154729 WACO TX 767154729, WACO, TX 76715-4729

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,000 (+48.15%) Land $19,980 Building $60,020	$80,000 (-) Land $19,980 Building $60,020
2025	$1,214.00 (+19.61%)	$54,000 (+2%) Land $19,980 Building $60,020	$80,000 (+77.78%) Land $19,980 Building $60,020
2024	$1,015.00 (+0.69%)
2023		$45,000 Land $17,400 Building $27,600	$45,000 Land $17,400 Building $27,600
2022	$1,008.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	May 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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