4028 N Kostner Ave, Chicago, IL 60641 Property Records

Cook County property record for 4028 N Kostner Ave, Chicago, IL 60641

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,556 sqft · built 1904
Lot Size	0.094 acres (4,092 sqft)
Owner	Individual Name on File
Last Sale	$470,000 (Jul 2006)
Tax Bill	$6,584 (2023)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-15-320-062`

Property Details

APN / Parcel Number

Primary APN	`13-15-320-062`
Alternative APN	`13-15-320-062-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,556 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1906
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	4,092 sqft (0.094 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	4028 N KOSTNER AVE
City	CHICAGO
State	IL
Zip	60641-1925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	J.R.(WICKERSHAMS) RESUB OF BLK 7 IN BAXTERS SUB OF 20 ACS OF E END OF EX R.R. SH SW SEC 15-40-13
Legal Range	13E
Legal Township	40N
Legal Section	15
Legal Subdivision	BAXTERS SUB
Legal Block	7
Legal Lot Number	35,34
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	4
Census Block	4010
Census Tract	160200

Owner

4028 N Kostner Ave is owned and occupied by an individual who acquired it in January 2016.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4028 N KOSTNER AVE, CHICAGO, IL 60641-1925
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage INLAND BK&TR
Apr 25, 2019	Deed of Trust, Mortgage · Conventional with PMI INLAND BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2006 · Amount on File
Deed Sale	Jul 5, 2006 · Amount on File
Prior Sale	Jul 5, 2006 · Amount on File
Deed Document Number	200653023
Last Transfer Date	Jan 4, 2016
Transfer Doc	0000029028
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4028 N KOSTNER AVE, CHICAGO, IL 60641-1925
Document Number	2031507633
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	LAKESHORE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4028 N KOSTNER AVE CHICAGO IL 606411925, CHICAGO, IL 60641-1925

Mortgage

Document Number	2031507633
Date	Nov 10, 2020
Instrument	31507633

Lender

Name	INLAND BK&TR
Type	Bank
Address	GENEVA, IL 60134

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 9, 2040

Interest

Rate Type	Fixed Rate
Rate	3%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4028 N KOSTNER AVE, CHICAGO, IL 60641-1925
Document Number	1912133125
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	May 14, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4028 N KOSTNER AVE CHICAGO IL 606411925, CHICAGO, IL 60641-1925

Mortgage

Document Number	1912133125
Date	May 1, 2019
Instrument	12133125

Lender

Name	INLAND BK&TR
Type	Bank
Address	GENEVA, IL 60134

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52,000 Land $14,322 Building $37,678	$520,000 Land $143,220 Building $376,780
2023	$6,584.00 (-14.04%)
2022	$7,659.00 Homeowner's exemption	$40,508 Land $11,457 Building $29,051	$405,080 Land $114,570 Building $290,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4028 N Kostner Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4028 N Kostner Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 708 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Fiber	1,500 / 1,500
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Zentro.

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