4028 Ivy Ln, Kitty Hawk, NC 27949 Property Records

Dare County property record for 4028 Ivy Ln, Kitty Hawk, NC 27949

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,352 sqft · built 2000
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$590,000 (Feb 2012)
Tax Bill	$5,211 (2026)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`986510461569`

Property Details

APN / Parcel Number

Primary APN	`986510461569`
Alternative APN	`028878000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,352 sqft Finished Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
View / Lot	River

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	986510461569
Street Address	4028 IVY LN
City	KITTY HAWK
State	NC
Zip	27949-4347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 7 BLK: SEC: 1 PL: 4 SL: 86
Legal Subdivision	KITTY HAWK LANDING
Legal Lot Number	7
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1002
Census Tract	970102

Owner

4028 Ivy Ln is owned and occupied by two individuals who bought it in February 2012.

Source: Dare County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4028 IVY LN, KITTY HAWK, NC 27949-4347
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2012 · Amount on File
Deed Sale	Feb 23, 2012 · Amount on File
Deed Document Number	20126306291
Deed Book / Page	1889 / 342
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	4028 IVY LN, KITTY HAWK, NC 27949-4347
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2469/584
Date	Feb 16, 2021
Book Page	2469/584
Instrument	700093031

Lender

Name	RAYMOND JAMES BANK NA
Type	Bank
Address	SAINT PETERSBURG, FL 33716

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Mar 1, 2028
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	8.5%

Tax Assessment & Valuation

The 2026 property tax bill for 4028 Ivy Ln was $5,211, up 2.9% from the year before.

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kitty Hawk Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,211.00 (+2.86%)	$972,700 (-) Land $261,600 Building $711,100	$972,700 Land $261,600 Building $711,100
2025	$5,066.00	$972,700 Land $261,600 Building $711,100
2023	$4,773.00	$681,420 Land $184,000 Building $497,420
2020			$972,700 Land $261,600 Building $711,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4028 Ivy Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 371 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	371 in force
Nearby Flood Claims	326 (1989–2021)
Claims Outside the SFHA	11 of 326
Most Recent Claim	Jun 2021 · rainfall accumulation
Claims by Event	Tropical Storm Michael, Oct 2018 · 34 claims Hurricane Irene, Aug 2011 · 207 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4028 Ivy Ln is moderate, ranking above 52% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20