Chesapeake City property record for 4028 Georgia Rd, Chesapeake, VA 23321 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,239 sqft · built 1963 |
| Lot Size | 0.295 acres (12,850 sqft) |
| Owner | Individual Name on File |
| Last Sale | $194,000 (Mar 2006) |
| Tax Bill | $2,999 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Jan 2013 Mortgage + 3 more |
| APN | 0054004000410 |
| Primary APN | 0054004000410 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,239 sqft Living Area |
| 1st Floor Area | 1,230 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,850 sqft (0.295 acres) |
| Lot Dimensions | 123 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 350 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4028 GEORGIA RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23321-5312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 41 OAK POINT |
| Legal Subdivision | OAK POINT |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 21605 |
Source: Chesapeake City records · APN 0054004000410
Assessment roll updated August 25, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4028 GEORGIA RD, CHESAPEAKE, VA 23321-5312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 01, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ADVANCE FINANCIAL GROUP |
| Jan 15, 2013 | Deed of Trust, Mortgage · Conventional Mortgage FULTON BANK NA |
| Mar 23, 2010 | Deed of Trust, Mortgage · Line of Credit XENITH BANK |
| Mar 01, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ADVANCE FINANCIAL GROUP |
| Mar 03, 2006 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 03, 2006 · Amount on Record |
| Deed Sale | Mar 03, 2006 · Amount on Record |
| Deed Book / Page | 6399 / 97 |
| Prior Transfer Date | Feb 23, 2006 |
| Prior Transfer Doc | 6399/97 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 4028 GEORGIA RD, CHESAPEAKE, VA 23321-5312 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2026 |
| Title Company | LAND TITLE AND ABSTRACT INC, ADVANCE TITLE & ABSTRACT INC |
| Name | Verified Name |
|---|
| Document Number | 010320/963 |
|---|---|
| Date | Mar 01, 2021 |
| Book Page | 10320/963 |
| Instrument | 210009270 |
| Name | ADVANCE FINANCIAL GROUP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.88% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 4028 GEORGIA RD, CHESAPEAKE, VA 23321-5312 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0008943/12 |
|---|---|
| Date | Jan 15, 2013 |
| Book Page | 8943/12 |
| Name | FULTON BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2043 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.63% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 4028 GEORGIA RD, CHESAPEAKE, VA 23321-5312 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008073/413 |
|---|---|
| Date | Mar 23, 2010 |
| Book Page | 8073/413 |
| Name | XENITH BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 4028 GEORGIA RD, CHESAPEAKE, VA 23321-5312 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Title Company | ADVANTAGE TITLE AND ABSTRACT INC, ADVANCE TITLE & ABSTRACT INC |
| Name | Verified Name |
|---|
| Document Number | 10320/963 |
|---|---|
| Date | Mar 01, 2021 |
| Book Page | 10320/963 |
| Instrument | 210009270 |
| Name | ADVANCE FINANCIAL GROUP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.88% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Mar 03, 2006 |
| Property Address | 4028 GEORGIA RD, CHESAPEAKE, VA 23321-5312 |
| Document Number | 0006399/97 |
| Book / Page | 6399 / 97 |
| Instrument Date | Feb 23, 2006 |
| Transaction Type | Transfer |
| Record Updated | May 08, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0006399100 |
|---|---|
| Date | Mar 03, 2006 |
| Instrument | 6399/100 |
| Name | WELLS FARGO BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,999.00 (+1.97%) | $296,900 (+8.08%) Land $145,000 Building $151,900 | $296,900 (+8.08%) Land $145,000 Building $151,900 |
| 2024 | $2,941.00 (+50.36%) | ||
| 2023 | $274,700 (+8.71%) Land $135,000 Building $139,700 | $274,700 (+8.71%) Land $135,000 Building $139,700 | |
| 2022 | $252,700 Land $110,000 Building $142,700 | $252,700 Land $110,000 Building $142,700 | |
| 2019 | $1,956.00 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 515500216052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 17 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 17 in force |
| Wildfire Risk | Low above 4% of the US · above 2% of Virginia |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 148 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 100 |
| Verizon | Fiber | 980 / 880 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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