4028 Florence St, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4028 Florence St, Pace, FL 32571 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,629 sqft · built 2007
Lot Size	0.253 acres (11,021 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Oct 2015)
Tax Bill	$1,044 (2024)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-1N-29-0000-05100-0000`

Property Details

APN / Parcel Number

Primary APN	`16-1N-29-0000-05100-0000`
Alternative APN	`N291160000051000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,629 sqft Living Area
Gross Area	1,729 sqft
1st Floor Area	1,629 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	11,021 sqft (0.253 acres)
Lot Dimensions	130 ft deep x 85 ft wide
Porch	Finished/Open Porch
Porch Area	20 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4028 FLORENCE ST
City	PACE
State	FL
Zip	32571-1912
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 DES AS FOLLOWS: COM AT NW CORN OF NW4 OF S2 OF LOT 2 THN S 500 FT THN E 575 FT TO POB & CONT 85 FT THN S 130 FT THN W 85 FT THN N 130 FT TO POB AS DES IN OR 3471 PG 1076
Legal Range	29W
Legal Township	1N
Legal Section	16
Legal Lot Number	19,2
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2014
Census Tract	10705

Owner

Source: Santa Rosa County records · APN 16-1N-29-0000-05100-0000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4028 FLORENCE ST, MILTON, FL 32571-1912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 26, 2015 · Amount on Record
Deed Sale	Oct 26, 2015 · Amount on Record
Prior Sale	Dec 18, 2013 · Amount on Record
Deed Document Number	201540329
Deed Book / Page	3471 / 1076
Prior Transfer Date	Nov 09, 2005
Prior Transfer Doc	0025290170
Record Updated	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4028 FLORENCE ST, PACE, FL 32571-1912
Transaction Type	Mortgage
Record Updated	Nov 24, 2021
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4028 FLORENCE ST, MILTON, FL 32571-1912

Mortgage

Document Number	0041961967
Date	Oct 21, 2021
Book Page	4196/1967
Instrument	202170637

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$119,577 (+2.9%)	$182,802 (+2.42%) Land $14,280 Building $168,522
2024	$1,044.00 (+8.98%) Homeowner's exemption	$116,207 (+3%)	$178,487 (+2.25%) Land $12,750 Building $165,737
2023	$958.00 (+3.57%) Homeowner's exemption	$112,822 (+3%)	$174,562 (+5.09%) Land $10,200 Building $164,362
2022	$925.00 Homeowner's exemption	$109,536	$166,102 Land $10,200 Building $155,902

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130107052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 18 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	27 (1979–2020)
Claims Outside the SFHA	24 of 27
Most Recent Claim	Sep 2020, other causes, Hurricane Sally
Claims By Storm	Hurricane Sally, Sep 2020 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 8 claims

Wildfire

Wildfire Risk	Low above 32% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 208 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Mediacom Communications, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.