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4028 Emerald Spring Pl, Coldstream (Louisville), KY 40245 Property Records

Louisville/Jefferson County Metro Government property record for 4028 Emerald Spring Pl, Coldstream, KY 40245 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2014
Square Footage1,450 sqft Finished Area
Lot Size6,050 sqft (0.138 acres)
OccupancyOwner Occupied
Last Sale$303,000 (2024)
Tax Bill$3,381.00 (2025)

Property Details

APN / Parcel Number

Primary APN21397600430000
Alternative APNs
  • 397600430000
  • 91026237

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,450 sqft Finished Area
Stories1 Stories
Primary FlooringCovered Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeWood Construction
Foundation TypeRaised Foundation
Roof ConstructionHip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,050 sqft (0.138 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area440 sqft Garage
Deck Area124 sqft Deck
Patio Area32 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number91026237
Street Address4028 EMERALD SPRING PL
CityCOLDSTREAM
StateKY
Zip40245-2803
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 43 BRISTOL WOODS SUBDIVISION, SECTION 1 PB. 53, PG. 7, 7/11/2008 OFF BLK 9 LOT 41 0.1389 AC +/-
Legal SubdivisionBRISTOL WOODS SUBDIVISION
Legal Block9
Legal Lot Number41,4343
JurisdictionJEFFERSON KY
Minor Civil DivisionNORTHEAST JEFFERSON
Census Blockgroup2
Census Block2017
Census Tract10324

Owner

Source: Louisville/Jefferson County Metro Government records · APN 21397600430000

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4028 EMERALD SPRING PL, LOUISVILLE, KY 40245-2803
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2024Warranty Deed, Transfer · Conventional Mortgage
NEW AMERICAN FUNDING
Oct 07, 2020Warranty Deed, Transfer
TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Oct 02, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE
Oct 12, 2018Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
WYNDHAM CAP MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 26, 2024 · Amount on Record
Deed SaleJan 26, 2024 · Amount on Record
Prior SaleOct 07, 2020 · Amount on Record
Deed Doc Number13139711
Deed Book / Page12772 / 225
Record RefreshedJun 08, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON KY
Recording DateJan 26, 2024
Property Address4028 EMERALD SPRING PL, COLDSTREAM, KY 40245-2803
Document Number0000010678
Book / PageD 12772 / 225
Map ReferenceMB 53 PG 7
Instrument DateJan 25, 2024
Instrument2024010678
Transaction TypeTransfer
Record UpdatedMar 11, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$303.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4028 EMERALD SPRING PL, LOUISVILLE, KY 40245-2803

Transferred To (Grantee/Buyer)

NameVerified Name
Address4028 EMERALD SPRING PL, LOUISVILLE, KY 40245-2803

Mortgage

Document Number0000010679
DateJan 26, 2024
Instrument2024010679
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON KY
Recording DateOct 07, 2020
Property Address4028 EMERALD SPRING PL, COLDSTREAM, KY 40245-2803
Document Number0118080482
Book / Page011808 / 000482
Instrument DateOct 02, 2020
Instrument211811
Transaction TypeTransfer
Record UpdatedOct 26, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

AmountAmount Recorded
Tax$240.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address2707 N 118TH ST OMAHA NE 681649672, OMAHA, NE 68164-9672
InvestorPossibly a Property Investor

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address4028 EMERALD SPRING PL, COLDSTREAM, KY 40245-2803
Document Number0168560063
Instrument DateOct 02, 2020
Transaction TypeMortgage
Record UpdatedOct 26, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address4028 EMERALD SPRING PL LOUISVILLE KY 402452803, LOUISVILLE, KY 40245-2803

Mortgage

Document Number0168560063
DateOct 07, 2020
Book Page016856/000063
Instrument211813
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 06, 2050

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address4028 EMERALD SPRING PL, COLDSTREAM, KY 40245-2803
Document Number0157250926
Instrument DateOct 12, 2018
Transaction TypeMortgage
Record UpdatedNov 02, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address4028 EMERALD SPRING PL LOUISVILLE KY 402452803, LOUISVILLE, KY 40245-2803

Mortgage

Document Number0157250926
DateOct 15, 2018
Book Page015725/000926
Instrument244272
Lender
NameWYNDHAM CAP MTG
TypeMortgage Company
AddressCHARLOTTE, NC 28210
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueOct 14, 2048

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
MunicipalityColdstream City
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,381.00 (+21.66%)$303,000 (+26.25%) Land $40,000 Building $263,000
2024$303,000 (+26.25%) Land $40,000 Building $263,000
2023$2,779.00 (-0.32%)$240,000 (-) Land $40,000 Building $200,000$240,000 (-) Land $40,000 Building $200,000
2022$2,788.00$240,000 Land $40,000 Building $200,000$240,000 Land $40,000 Building $200,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Louisville/Jefferson County Metro Government (21111C), updated January 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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