4028 E Montgomery Ave, Spokane, WA 99217 Property Records

Spokane County property record for 4028 E Montgomery Ave, Spokane, WA 99217

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,242 sqft · built 1986
Lot Size	0.214 acres (9,310 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Dec 2021)
Tax Bill	$3,925 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35104.1207`

Property Details

APN / Parcel Number

Primary APN	`35104.1207`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,242 sqft Living Area
Gross Area	2,266 sqft
1st Floor Area	1,174 sqft
Basement Area	624 sqft
Finished Basement	600 sqft
Unfinished Basement	24 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2018
Architectural Style	Split Level
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,310 sqft (0.214 acres)
Lot Dimensions	133 ft deep x 70 ft wide

Exterior Amenities

Deck Area	96 sqft
Patio Area	96 sqft
Canopy	96 sqft
Pole Barn	832 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4028 E MONTGOMERY AVE
City	SPOKANE
State	WA
Zip	99217-7253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	UPRIVER DRIVE ESTATES L7 B4
Legal Range	43E
Legal Township	25N
Legal Section	10
Legal Subdivision	UPRIVER DRIVE ESTATES
Legal Block	4
Legal Lot Number	7
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3044
Census Tract	14400

Owner

4028 E Montgomery Ave is owned by an individual who bought it in December 2021.

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	24001 27TH PL W, BRIER, WA 98036-8488
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2021 · Amount on File
Deed Sale	Dec 15, 2021 · Amount on File
Prior Sale	Dec 10, 2015 · Amount on File
Deed Document Number	20217161577
Prior Transfer Date	May 30, 2000
Prior Transfer Doc	0004485360
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 15, 2021
Property Address	4028 E MONTGOMERY AVE, SPOKANE, WA 99217-7253
Document Number	0007161577
Map Reference	MB 12 PG 95
Instrument Date	Dec 13, 2021
Instrument	7161577
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	TRICO TITLE COMPANY, TICOR TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,005.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24001 27TH PL W, BRIER, WA 98036-8488

Mortgage

Document Number	0007161578
Date	Dec 15, 2021
Instrument	7161578

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 4028 E Montgomery Ave was $3,925, up 14.6% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,925.00 (+14.57%)	$383,700 Land $80,000 Building $303,700	$383,700 Land $80,000 Building $303,700
2025	$3,426.00
2024		$380,900 (+38.31%) Land $75,000 Building $305,900	$380,900 (+38.31%) Land $75,000 Building $305,900
2023	$3,725.00 (+15.58%)	$275,400 Land $45,000 Building $230,400	$275,400 Land $45,000 Building $230,400
2022	$3,223.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4028 E Montgomery Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4028 E Montgomery Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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