4028 E 20th Ave, Spokane, WA 99223 Property Records

Spokane County property record for 4028 E 20th Ave, Spokane, WA 99223 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,889 sqft · built 1991
Lot Size	0.155 acres (6,750 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,393 (2026)
Deeds & Mortgages	Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`35271.4125`

Property Details

APN / Parcel Number

Primary APN	`35271.4125`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,889 sqft Living Area
Gross Area	2,624 sqft
1st Floor Area	1,254 sqft
Basement Area	630 sqft
Finished Basement	315 sqft
Unfinished Basement	315 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Split Level
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,750 sqft (0.155 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	100 sqft
Patio Area	140 sqft
Canopy	40 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4028 E 20TH AVE
City	SPOKANE
State	WA
Zip	99223-5412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINECROFT TERRACE ADD LT 7 BLK 20
Legal Range	43E
Legal Township	25N
Legal Section	27
Legal Subdivision	PINECROFT TERRACE ADD
Legal Block	20
Legal Lot Number	7
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2022
Census Tract	4602

Owner

Source: Spokane County records · APN 35271.4125

Assessment roll updated June 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4028 E 20TH AVE, SPOKANE, WA 99223-5412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4028 E 20TH AVE, SPOKANE, WA 99223-5412
Document Number	0006728614
Instrument Date	Jul 26, 2018
Transaction Type	Mortgage
Record Updated	Aug 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4028 E 20TH AVE SPOKANE WA 992235412, SPOKANE, WA 99223-5412

Mortgage

Document Number	0006728614
Date	Jul 27, 2018
Instrument	6728614

Lender

Name	HORIZON CU
Type	Credit Union
Address	SPOKANE VALLEY, WA 99216

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 26, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,393.00 (-3.73%)	$466,800 (+8.51%) Land $100,000 Building $366,800	$466,800 (+8.51%) Land $100,000 Building $366,800
2025	$4,563.00 (-0.78%)	$430,200 (-6.46%) Land $100,000 Building $330,200	$430,200 (-6.46%) Land $100,000 Building $330,200
2024	$4,599.00 (+2.29%)	$459,900 (+27.64%) Land $75,000 Building $384,900	$459,900 (+27.64%) Land $75,000 Building $384,900
2023	$4,496.00 (+6.72%)	$360,300 Land $55,000 Building $305,300	$360,300 Land $55,000 Building $305,300
2022	$4,213.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530630046022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 16% of Washington
Wildfire Likelihood	About 1 in 9,091 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 360 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
Lumen Technologies	DSL	140 / 20
Concept Communications	Fixed Wireless (unlicensed)	100 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Lumen Technologies, Newmax. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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