Mecklenburg County property record for 4028 Commonwealth Ave, Charlotte, NC 28205
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,100 sqft · built 1943 |
| Lot Size | 0.29 acres (12,638 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Mar 2020) |
| Tax Bill | $3,895 (2023) |
| Deeds & Mortgages | Mar 2020 Sale & Mortgage Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 159-063-28 |
| Primary APN | 159-063-28 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,100 sqft Heated Area |
| Gross Area | 1,115 sqft |
| 1st Floor Area | 1,028 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1943 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 12,638 sqft (0.29 acres) |
| Garage Area | 180 sqft |
| Porch | Porch |
| Porch Area | 15 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 159-063-28 |
|---|---|
| Street Address | 4028 COMMONWEALTH AVE |
| City | CHARLOTTE |
| State | NC |
| Zip | 28205-7212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | L3 BB M4-359 |
| Legal Subdivision | C B HEATH PROP |
| Legal Block | B |
| Legal Lot Number | 3 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 1802 |
4028 Commonwealth Ave is owned and occupied by an individual who bought it in March 2020.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4028 COMMONWEALTH AVE, CHARLOTTE, NC 28205-7212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2020 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Nov 21, 2017 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU OF MARYLAND INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 24, 2020 · Amount on File |
| Deed Sale | Mar 24, 2020 · Amount on File |
| Prior Sale | Nov 21, 2017 · Amount on File |
| Deed Document Number | 0003439927 |
| Deed Book / Page | 34399 / 27 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 24, 2020 |
| Property Address | 4028 COMMONWEALTH AVE, CHARLOTTE, NC 28205-7212 |
| Document Number | 0000041404 |
| Book / Page | 34399 / 27 |
| Map Reference | MB 4 PG 359 |
| Instrument Date | Mar 20, 2020 |
| Instrument | 2020041404 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10326 TALLENT LN, 10326, HUNTERSVILLE, NC 28078-5903 |
| Name | Verified Name |
|---|---|
| Address | 4028 COMMONWEALTH AVE, CHARLOTTE, NC 28205-7212 |
| Document Number | 0000041405 |
|---|---|
| Date | Mar 24, 2020 |
| Instrument | 2020041405 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Index | 5-Year CMT |
| Max Rate | 6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Nov 21, 2017 |
| Property Address | 4028 COMMONWEALTH AVE, CHARLOTTE, NC 28205-7212 |
| Document Number | 0000157774 |
| Book / Page | 32290 / 620 |
| Map Reference | MB4 PG359 |
| Instrument Date | Nov 17, 2017 |
| Instrument | 2017157774 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $356.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 700, FLOYD, VA 24091-0700 |
| Name | Verified Name |
|---|---|
| Address | 10326 TALLENT LN, HUNTERSVILLE, NC 28078-5903 |
| Document Number | 0000157775 |
|---|---|
| Date | Nov 21, 2017 |
| Instrument | 2017157775 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 9.25% |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 4028 Commonwealth Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4028 Commonwealth Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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