4028 Bravo Ranch Rd, Waco, TX 76705 Property Records

McLennan County property record for 4028 Bravo Ranch Rd, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,265 sqft · built 2020
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$254,296 (May 2026)
Tax Bill	$2,278 (2024)
Deeds & Mortgages	May 2026 Sale & Mortgage Apr 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`28-043018-001407-0`

Property Details

APN / Parcel Number

Primary APN	`28-043018-001407-0`
Alternative APN	`402965`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,265 sqft Living Area
Gross Area	1,645 sqft
1st Floor Area	1,265 sqft
Flooring	Carpet

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	120 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4028 BRAVO RANCH RD
City	WACO
State	TX
Zip	76705-3216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH FORK PH 10 LOT 7 BLOCK 14 ACRES .15
Legal Subdivision	SOUTH FORK PH 10
Legal Block	14
Legal Lot Number	7
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	4
Census Block	4010
Census Tract	1700

Owner

Source: McLennan County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4028 BRAVO RANCH RD, WACO, TX 76705-3216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed, Transfer · Conventional Mortgage NATIONAL HOME MORTGAGE CORPORATION
Apr 27, 2020	Loan Modification, Mortgage NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2026 · Amount on Record
Deed Sale	May 5, 2026 · Amount on Record
Prior Sale	Oct 7, 2020 · Amount on Record
Deed Document Number	202614193
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLENNAN TX
Recording Date	May 5, 2026
Property Address	4028 BRAVO RANCH RD, WACO, TX 76705-3216
Document Number	0000014193
Instrument Date	May 4, 2026
Instrument	2026.14193
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	AMERICAN REALTY TITLE, AMERICAN GUARANTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4028 BRAVO RANCH RD, WACO, TX 76705-3216

Mortgage

Document Number	0000014194,
Date	May 5, 2026
Instrument	2026.14194

Lender

Name	NATIONAL HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	4028 BRAVO RANCH RD, WACO, TX 76705-3216
Document Number	0000013618
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	Nov 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4090 STATE HIGHWAY 6 S COLLEGE STATION TX 778458962, COLLEGE STATION, TX 77845-8962
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	La Vega Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$237,500 (-1.98%) Land $38,220 Building $199,280	$237,500 (-1.98%) Land $38,220 Building $199,280
2024	$2,278.00 (+10.85%)
2023		$242,290 Land $38,220 Building $204,070	$242,290 Land $38,220 Building $204,070
2022	$2,055.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2012–2026)
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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