4028 89th Rd, Live Oak, FL 32060 Property Records

Suwannee County property record for 4028 89th Rd, Live Oak, FL 32060

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,171 sqft · built 1950
Lot Size	9.09 acres (395,960 sqft)
Owner	Individual Name on Record
Last Sale	$222,800 (Jun 2015)
Tax Bill	$786 (2024)
Deeds & Mortgages	Aug 2023 Sale Mar 2023 Transfer + 3 more
Flood Zone	Zone X (moderate risk)
APN	`28-01S-14E-01864-000000`

Property Details

APN / Parcel Number

Primary APN	`28-01S-14E-01864-000000`
Alternative APN	`01864000000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,171 sqft Living Area
1st Floor Area	1,171 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1989
Exterior Material	Metal
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	395,960 sqft (9.09 acres)
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Convection

Location & Zoning

Street Address	4028 89TH RD
City	LIVE OAK
State	FL
Zip	32060-8931
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 9.09 ACRES THE S 300.00 FT OF THE N 520.86 FT OF N3/4 OF THE W1/2 OF W1/2 ORB 840 P 351 WD YR 2001 ORB 2058 P 468 DC YR 2019 (SUSIE LEE ELLIS) ORB 2058 P 469 DC YR 2019 (CARBIE EILLIS) ORB 2058 P 471-72 WD YR 2019 (NORMAN ELLIS DECEASED PER STATE
Legal Range	14E
Legal Township	01S
Legal Section	28
Jurisdiction	SUWANNEE FL
Township / Civil Division	LIVE OAK
Census Block Group	1
Census Block	1017
Census Tract	970100

Owner

Source: Suwannee County records, as of December 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	720 NW 176TH TER, MIAMI GARDENS, FL 33169-4712
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Warranty Deed, Transfer
Mar 22, 2023	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Mar 14, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 29, 2018	Quit Claim Deed, Transfer Quitclaim
Jun 29, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2015 · Amount on Record
Deed Sale	Jun 16, 2015 · Amount on Record
Deed Document Number	2015172427
Deed Book / Page	1867 / 461
Last Transfer Date	Mar 22, 2023
Transfer Doc	0000264198
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Aug 21, 2023
Property Address	4028 89TH RD, LIVE OAK, FL 32060-8931
Document Number	0000269813
Book / Page	2461 / 441
Instrument Date	Aug 12, 2023
Instrument	2023269813
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1491 NW 55TH TER, MIAMI, FL 33142-3135

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 NW 176TH TER, MIAMI, FL 33169-4712

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUWANNEE FL
Recording Date	Mar 22, 2023
Property Address	4028 89TH RD, LIVE OAK, FL 32060-8931
Document Number	0000264198
Book / Page	2427 / 286
Instrument Date	Mar 22, 2023
Instrument	2023264198
Transaction Type	Transfer
Record Updated	Apr 13, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19000 NW 10TH PL, MIAMI, FL 33169-3834

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2960 NW 162ND ST, OPA LOCKA, FL 33054-6860

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Mar 14, 2022
Property Address	4028 89TH RD, LIVE OAK, FL 32060-8931
Document Number	0000250017
Book / Page	2341 / 483
Instrument Date	Mar 12, 2022
Instrument	2022250017
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2960 NW 162ND ST, 2960, OPA LOCKA, FL 33054-6860

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4600 89TH RD, LIVE OAK, FL 32060-8932

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUWANNEE FL
Recording Date	Jun 29, 2018
Property Address	4028 89TH RD, LIVE OAK, FL 32060-8931
Document Number	0000204846
Book / Page	002058 / 000471
Instrument Date	Jun 28, 2018
Instrument	204846
Transaction Type	Transfer
Record Updated	Aug 14, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4017 SMOKE RIDGE CIR E JACKSONVILLE FL 322253637, JACKSONVILLE, FL 32225-3637

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUWANNEE FL
Recording Date	Jun 29, 2018
Property Address	4028 89TH RD, LIVE OAK, FL 32060-8931
Document Number	0000204845
Book / Page	002058 / 000470
Instrument Date	Dec 28, 2000
Instrument	204845
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4028 98TH RD LIVE OAK FL 32060, LIVE OAK, FL 32060

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$126,412 (+126.33%) Land $75,447 Building $50,965	$126,412 (+17.83%) Land $75,447 Building $50,965
2024	$786.00 (+0.77%)
2023	$780.00 (+1.96%) Homeowner's exemption	$55,854 (+3%)	$107,280 (+20.91%) Land $61,357 Building $45,923
2022	$765.00 Homeowner's exemption	$54,227	$88,726 Land $55,449 Building $33,277

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	7 (1998–2012)
Most Recent Claim	Jun 2012 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Jun 2012 · 3 claims Hurricane Frances, Sep 2004 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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