Dare County property record for 40278 S Beachcomber Dr, Avon, NC 27915
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,058 sqft · built 1987 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,008 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Sep 2019 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 064014332899 |
| Primary APN | 064014332899 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,058 sqft Finished Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Contemporary |
| Exterior Material | Other |
| Roof Type | Gable |
| Lot Area | 5,500 sqft (0.126 acres) |
| View / Lot | Ocean |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 064014332899 |
|---|---|
| Street Address | 40278 S BEACHCOMBER DR |
| City | AVON |
| State | NC |
| Zip | 27915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 110 BLK: SEC: 1 PL: 2 SL: 198 |
| Legal Subdivision | HATTERAS COLONY |
| Legal Lot Number | 110 |
| Legal Unit | 1 |
| Jurisdiction | DARE NC |
| Township / Civil Division | KINNAKEET |
| Census Block Group | 1 |
| Census Block | 1133 |
| Census Tract | 970502 |
40278 S Beachcomber Dr is owned by two individuals who acquired it in June 2021.
Source: Dare County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 120 DOC LN, MANSON, NC 27553-9081 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Sep 17, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance C&F MORTGAGE CORP |
| Jun 7, 2021 | Gift Deed, Transfer · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Aug 7, 2019 | Gift Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 1, 2021 |
| Transfer Doc | 002514/344 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 40278 S BEACHCOMBER DR, AVON, NC 27915 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2181 JAMIESON AVE 1501, 1501, ALEXANDRIA, VA 22314-5753 |
| Document Number | 002514/347 |
|---|---|
| Date | Jun 7, 2021 |
| Book Page | 2514/347 |
| Instrument | 700100436 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 40278 S BEACHCOMBER DR, AVON, NC 27915 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2323/902 |
|---|---|
| Date | Sep 17, 2019 |
| Book Page | 2323/902 |
| Instrument | 700068913 |
| Name | C&F MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Jun 7, 2021 |
| Property Address | 40278 S BEACHCOMBER DR, AVON, NC 27915 |
| Document Number | 2514/344 |
| Book / Page | 2514 / 344 |
| Map Reference | MB 2 PG 198 |
| Instrument Date | Jun 1, 2021 |
| Instrument | 700100435 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1410 RIPPLEWOOD DR, 1410, DANVILLE, IN 46122-9189 |
| Name | Verified Name |
|---|---|
| Address | 2181 JAMIESON AVE UNIT 1501, 1501, ALEXANDRIA, VA 22314-5753 |
| Document Number | 2514/347 |
|---|---|
| Date | Jun 7, 2021 |
| Book Page | 2514/347 |
| Instrument | 700100436 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Aug 7, 2019 |
| Property Address | 40278 S BEACHCOMBER DR, AVON, NC 27915 |
| Document Number | 2316/148 |
| Book / Page | 2316 / 148 |
| Instrument Date | Aug 6, 2019 |
| Instrument | 700067494 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1410 RIPPLEWOOD DR, DANVILLE, IN 46122-9189 |
The 2026 property tax bill for 40278 S Beachcomber Dr was $2,008.
Source: Dare County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Unified School District | Dare County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,008.00 | $454,000 (-) Land $128,200 Building $325,800 | $454,000 Land $128,200 Building $325,800 |
| 2025 | $2,008.00 | $454,000 Land $128,200 Building $325,800 | |
| 2023 | $1,979.00 | $314,620 Land $116,500 Building $198,120 | |
| 2020 | $454,000 Land $128,200 Building $325,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40278 S Beachcomber Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 1,909 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2,008 units insured incl. 99 condo units |
| Nearby Flood Claims | 3,904 (1980–2026) |
| Claims Outside the SFHA | 199 of 3,904 |
| Most Recent Claim | Jun 2026 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 40278 S Beachcomber Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DARE CO-CAPE HATTERAS WATER serves 5,486 people · EPA ID NC0428025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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