40273 Camino Montecito, Indio, CA 92203 Property Records

Riverside County property record for 40273 Camino Montecito, Indio, CA 92203

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,147 sqft · built 2004
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,500 (Apr 2004)
Tax Bill	$5,884 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`691-240-010`

Property Details

APN / Parcel Number

Primary APN	`691-240-010`
Alternative APN	`679510010`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,147 sqft Living Area
Gross Area	2,723 sqft
1st Floor Area	2,147 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Wood
Roof Material	Tile
Lot Area	6,970 sqft (0.16 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Putting Green	Putting Green

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	40273 CAMINO MONTECITO
City	INDIO
State	CA
Zip	92203-7404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.16 ACRES M/L IN LOT 17 MB 347/028 TR 31195-1
Legal Tract	31195-1
Legal Lot Number	17
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2000
Census Tract	49400

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40273 CAMINO MONTECITO, INDIO, CA 92203-7404
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2018	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Aug 6, 2018	Deed of Trust, Mortgage · FHA Mortgage REVERSE MORTGAGES.COM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2004 · Amount on Record
Deed Sale	Apr 21, 2004 · Amount on Record
Deed Document Number	2004289015
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40273 CAMINO MONTECITO, INDIO, CA 92203-7404
Document Number	0000345095
Instrument Date	Aug 6, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40273 CAMINO MONTECITO INDIO CA 922037404, INDIO, CA 92203-7404

Mortgage

Document Number	0000345095
Date	Aug 28, 2018
Instrument	345095

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.32%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40273 CAMINO MONTECITO, INDIO, CA 92203-7404
Document Number	0000345094
Instrument Date	Aug 6, 2018
Transaction Type	Mortgage
Record Updated	Sep 6, 2018
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40273 CAMINO MONTECITO INDIO CA 922037404, INDIO, CA 92203-7404

Mortgage

Document Number	0000345094
Date	Aug 28, 2018
Instrument	345094

Lender

Name	REVERSE MORTGAGES.COM
Address	COLUMBIA, MO 65203

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.32%

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$428,512 (+2%) Land $86,997 Building $341,515
2025	$5,884.00 (+5.41%)	$420,111 (+4.04%) Land $85,292 Building $334,819
2023	$5,582.00 (+2.74%)	$403,799 Land $81,981 Building $321,818
2022	$5,433.00
2021			$398,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: GeoLinks.

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