40270 Cape Charles Dr, Temecula, CA 92591 Property Records

Riverside County property record for 40270 Cape Charles Dr, Temecula, CA 92591

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,890 sqft · built 2012
Lot Size	0.089 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Mar 2018)
Tax Bill	$4,781 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`916-700-059`

Property Details

APN / Parcel Number

Primary APN	`916-700-059`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,890 sqft Living Area
Gross Area	2,335 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2013
Construction Type	Wood
Roof Material	Tile
Lot Area	3,920 sqft (0.089 acres)
Garage Type	Attached
Garage Area	445 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	916700059
Street Address	40270 CAPE CHARLES DR
City	TEMECULA
State	CA
Zip	92591-2508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.09 ACRES M/L IN LOT 59 MB 433/080 TR 34698
Legal Tract	34698
Legal Lot Number	59
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2007
Census Tract	49600

Owner

40270 Cape Charles Dr is owned and occupied by an individual who acquired it in July 2022.

Source: Riverside County records, as of October 13, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	40270 CAPE CHARLES DR, TEMECULA, CA 92591-2508
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Intrafamily Transfer, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN LOAN CENTER
Oct 7, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Nov 12, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Mar 23, 2018	Grant Deed, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2018 · Amount on File
Deed Sale	Mar 23, 2018 · Amount on File
Prior Sale	Mar 23, 2018 · Amount on File
Deed Document Number	0000111473
Last Transfer Date	Jul 7, 2022
Transfer Doc	0000303830
Record Updated	Jun 8, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 7, 2022
Property Address	40270 CAPE CHARLES DR, TEMECULA, CA 92591-2508
Document Number	0000303830
Map Reference	MB 433 PG 80-85
Instrument Date	Jul 1, 2022
Instrument	2022-0303830
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	40270 CAPE CHARLES DR, TEMECULA, CA 92591-2508

Mortgage

Document Number	0000303831
Date	Jul 7, 2022
Instrument	2022-0303831

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40270 CAPE CHARLES DR, TEMECULA, CA 92591-2508
Transaction Type	Mortgage
Record Updated	Oct 27, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40270 CAPE CHARLES DR, TEMECULA, CA 92591-2508

Mortgage

Document Number	0000605334
Date	Oct 13, 2021
Instrument	2021-0605334

Lender

Name	FRANKLIN LOAN CENTER
Type	Mortgage Company
Address	PALM DESERT, CA 92260

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40270 CAPE CHARLES DR, TEMECULA, CA 92591-2508
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40270 CAPE CHARLES DR, TEMECULA, CA 92591-2508

Mortgage

Document Number	0000481444
Date	Oct 7, 2020
Instrument	2020-0481444

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40270 CAPE CHARLES DR, TEMECULA, CA 92591-2508
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000466775
Date	Nov 12, 2019
Instrument	2019-0466775

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 23, 2018
Property Address	40270 CAPE CHARLES DR, TEMECULA, CA 92591-2508
Document Number	0000111473
Instrument Date	Feb 22, 2018
Instrument	111473
Transaction Type	Transfer
Record Updated	Apr 2, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$451.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40270 CAPE CHARLES DR TEMECULA CA 925912508, TEMECULA, CA 92591-2508

Mortgage

Document Number	111474
Date	Mar 23, 2018
Instrument	111474

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 22, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 40270 Cape Charles Dr was $4,781 with exemptions applied.

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,781.00 Disabled Person's exemption Veteran's exemption	$466,504 Land $142,226 Building $324,278
2023	$4,801.00 (-0.1%) Disabled Person's exemption Veteran's exemption	$448,391 Land $136,704 Building $311,687
2022	$4,806.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 40270 Cape Charles Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40270 Cape Charles Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 786 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Accel Wireless Fixed Wireless	100 / 25

May also be available: GeoLinks, San Diego Broadband, Verizon.

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